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Bond default risk identification method and device, computer device and storage medium

A bond and risk technology, applied in the field of data processing, can solve problems such as inability to obtain intuitive evaluation of bonds, single information content, and difficulty in tracking and controlling bond default risk points

Pending Publication Date: 2019-04-23
PING AN TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Traditional intelligent bond analysis tools often only provide financial data browsing and simple credit rating functions for bonds, and the information content is single. Investors cannot obtain an intuitive evaluation of bonds from the provided financial data and credit ratings, and it is difficult to realize Comprehensive tracking and control of bond default risk points

Method used

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  • Bond default risk identification method and device, computer device and storage medium
  • Bond default risk identification method and device, computer device and storage medium
  • Bond default risk identification method and device, computer device and storage medium

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Embodiment Construction

[0063] In order to make the purpose, technical solution and advantages of the present application clearer, the present application will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present application, and are not intended to limit the present application.

[0064] The identification method of bond default risk provided by this application can be applied to such as figure 1 shown in the application environment. Wherein, the user terminal 102 communicates with the server 104 through the network. The investment user can send the default risk query request of the bond to be identified to the server 104 through the user terminal 102, and the server 104 determines the bond to be identified after receiving the query request of the default risk, and then obtains the industry type of the bond to be identified and the issuance of the ...

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Abstract

The invention relates to a bond default risk identification method and device, a computer device and a storage medium. The method comprises the following steps of when a query request sent by a terminal is received, obtaining association information of a to-be-identified bond, and determining a target industry type and a target issuing enterprise of the to-be-identified bond; obtaining first newscorpus data related to the bond to be identified from a database; extracting an event keyword from the first news corpus data, and matching the event keyword with event tags in a preset default eventtag library to obtain a matching result; determining a default risk level of the bond to be identified according to a matching result; and sending the matching result and the default risk level to theterminal, so that the terminal displays the matching result and the default risk level. The method is based on the big data processing technology, comprehensive risk identification and risk point tracking control are carried out on the bond to be identified, and the comprehensive and visual bond default risk evaluation of the bond default risk point is provided for investors.

Description

technical field [0001] The present application relates to the technical field of data processing, in particular to a bond default risk identification method, device, computer equipment and storage medium. Background technique [0002] Bond default refers to the failure of the bond issuer to perform its obligations in accordance with the bond agreement reached in advance. The frequent occurrence of bond defaults in recent years has sounded the alarm for individual and institutional investors. Therefore, it is extremely important to identify risks that may cause bond defaults. important. Traditional intelligent bond analysis tools often only provide financial data browsing and simple credit rating functions for bonds, and the information content is single. Investors cannot obtain an intuitive evaluation of bonds from the provided financial data and credit ratings, and it is difficult to realize Comprehensive tracking and control of bond default risk points. Contents of the ...

Claims

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Application Information

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IPC IPC(8): G06Q20/40G06Q40/04
CPCG06Q20/4016G06Q40/04
Inventor 季洁璐汪伟肖京
Owner PING AN TECH (SHENZHEN) CO LTD
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