System and method for comprehensive analysis and management of credit subject

Abstract

The invention discloses a credit subject comprehensive analysis management system and method, comprising a credit subject subject library module, subject basic credit analysis module, credit subject trend multidimensional analysis module and credit relationship analysis module. The present invention is mainly aimed at the situation that the credit evaluation standards of various supervision systems are not unified in the process of credit supervision construction, the credit data of various social subjects cannot be shared, credit analysis cannot be performed by region, and the lack of social subject credit index detection and prior classification and rating prediction functions , to conduct comprehensive analysis of big data for the two major credit entities of enterprises and natural persons, and provide a different dimension of credit supervision indicators and model management, which can be used to realize the functions of classification and rating prediction in advance, joint supervision of data sharing in the process and post-event trend evaluation and supervision. It helps the management department to effectively supervise and make scientific decisions, enhance the credit supervision ability of market entities, and improve the integrity level of the whole society.

Description

technical field [0001] The invention relates to credit supervision of social subjects, in particular to a system and method for comprehensive analysis and management of credit subjects. Background technique [0002] With the development of my country's market economy, the activity of social subjects participating in economic life has increased. In the process, the phenomenon of "lack of honesty awareness and widespread fraud" is relatively common, and the high-frequency situation has not been fundamentally resolved. Containment seriously affects the sustainable and healthy development of market order, and it is imminent to establish a comprehensive credit supervision system. At present, government services have indeed allowed the staff to experience the convenience of services and the improvement of service efficiency, but there are still some challenges such as the comprehensive analysis of credit for social entities, such as the limited manpower for business supervision of ...

AI Technical Summary

Problems solved by technology

[0004] The technical problem to be solved by the present invention is that the society has established a credit supervision system at present, and there is a lack of overall planning in the process of credit supervision and construction. There are various types of social subjects whose credit data cannot be shared, thus restricting the effective supervision and scientific decision-making of the management department. Therefore, it is provided A system and method for comprehensive analysis and management of credit subjects

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