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A flexible configuration method based on a capital proportion and a related product

A capital and pre-configured technology, applied in the server field, can solve the problems of declining bank processing efficiency, high bank server load, busy loan business, etc., and achieve the effect of efficient utilization, ensuring stability, and speeding up approval processing efficiency.

Active Publication Date: 2019-05-21
PING AN TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

As a result, the current bank's related loan business is busy
In order to meet the needs of the public to obtain the loan amount quickly and efficiently, some loan projects of the bank are currently jointly issued with small loan companies when lending money. The loan projects of such joint loans are fixed by the bank and small loan companies according to the preset This kind of loan method cannot make full use of the amount of the small loan company in the preset time period, and it is easy to cause the bank server to be overloaded at certain times, and the bank's processing efficiency will drop

Method used

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  • A flexible configuration method based on a capital proportion and a related product
  • A flexible configuration method based on a capital proportion and a related product
  • A flexible configuration method based on a capital proportion and a related product

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Embodiment Construction

[0023] In order to enable those skilled in the art to better understand the solution of the present application, the technical solution in the embodiment of the application will be clearly and completely described below in conjunction with the accompanying drawings in the embodiment of the application. Obviously, the described embodiment is only It is a part of the embodiments of this application, not all of them. Based on the embodiments in this application, all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of this application.

[0024] The terms "first", "second" and the like in the specification and claims of the present application and the above drawings are used to distinguish different objects, rather than to describe a specific order. Furthermore, the terms "include" and "have", as well as any variations thereof, are intended to cover a non-exclusive inclusion. For example, a process, method...

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Abstract

The embodiment of the invention discloses a bank server, a fund proportion flexible configuration method and related products. The method is applied to a Bank server. The method comprises the following steps: detecting a loan order aiming at the target loan project and received in a current fund configuration period in a pre-configured order quantity monitoring period, secondly, adjusting the fundproportion of a second loan order to be approved according to the received loan order, and finally, completing the approval operation of the second loan order to be approved in an approval processingperiod corresponding to a pre-configured order quantity monitoring period. According to the embodiment of the invention, the average approval duration in the user loan order can be reduced, so that the utilization rate of the bank server in different time periods is balanced, the approval efficiency of the bank on the loan order is improved, and the requirements of more users on loan are met.

Description

technical field [0001] The application relates to the technical field of servers, and in particular to a bank server, a method for flexible configuration of fund ratios, and related products. Background technique [0002] With the continuous improvement of people's living standards, people's consumption concepts have gradually changed, and more and more people tend to use loans to meet their current shopping needs. As a result, the current bank's related loan business is busy. In order to meet the needs of the public to obtain the loan amount quickly and efficiently, some loan projects of the bank are currently jointly issued with small loan companies when lending money. The loan projects of such joint loans are fixed by the bank and small loan companies according to the preset This kind of loan method cannot make full use of the amount of the small loan company in the preset time period, and it is easy to cause the bank server to be overloaded at certain times, and the ban...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02
Inventor 李芳云
Owner PING AN TECH (SHENZHEN) CO LTD
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