Enterprise risk assessment method and device, computer device and storage medium

A technology of risk assessment and computer program, which is applied in the field of risk assessment, can solve problems such as discrete relationships among enterprises, impossibility of objective quantification of level difference, difficult correlation analysis, etc., and achieve the effect of accurate enterprise risk assessment

Active Publication Date: 2019-06-07
中化资本有限公司
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Problems solved by technology

In the process of realizing the present invention, the inventors found that there are at least the following problems in the prior art: the ordinal measurement method can only reflect the order of credit risks among enterprises, such as BBB is higher than BB, but the difference between them cannot be objectively quantified
When a risk

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  • Enterprise risk assessment method and device, computer device and storage medium
  • Enterprise risk assessment method and device, computer device and storage medium
  • Enterprise risk assessment method and device, computer device and storage medium

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Embodiment Construction

[0025] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0026] The enterprise risk assessment method provided by this application can be applied to such as figure 1 in the computer equipment shown. The computer device can be a server, and its internal structure diagram can be as follows figure 1 shown. The computer device includes a processor, memory, network interface and database connected by a system bus. Wherein, the processor of the computer device is used to provide calculation and control capabilities. The memory of the computer device includes a non-volatile storage medium and an internal memory. The non-volatile storage medium stores an op...

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Abstract

The invention relates to an enterprise risk assessment method and device, a computer device and a storage medium, and belongs to the technical field of risk assessment. The method comprises the following steps: obtaining corresponding enterprise clusters according to a plurality of enterprises; determining a risk assessment value of the enterprise cluster; wherein the risk assessment value is determined according to the characteristic index of the enterprise cluster; wherein the characteristic index is determined according to operation data of the enterprise cluster; and determining risk assessment results of the plurality of enterprises according to the risk assessment values. According to the technical scheme, the problem that the enterprise risk assessment accuracy is not high enough issolved. Risk association relationships among the enterprises are fully considered, and risk assessment results can be quantized through determination of the risk assessment values, so that enterpriserisk assessment is more accurate.

Description

technical field [0001] The invention relates to the technical field of risk assessment, in particular to an assessment method, device, computer equipment and storage medium for enterprise risk. Background technique [0002] At present, there are many products or enterprises that provide personal credit investigation services in the market. However, in the enterprise-level financial service market, there are few methods that can provide risk assessment for enterprises. At present, the more mature methods are ordinal number measurement method and so on. In the process of realizing the present invention, the inventors found at least the following problems in the prior art: the ordinal measurement method can only reflect the order of credit risks among enterprises, for example, BBB is higher than BB, but the difference between them cannot be objectively quantified. When a risk event occurs in a certain enterprise, it will often endanger other related enterprises. However, in th...

Claims

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Application Information

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IPC IPC(8): G06Q10/06
Inventor 乐晓宇胡静超
Owner 中化资本有限公司
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