Financial product recommendation method and device, computer equipment and storage medium
A recommendation method and product technology, applied in computing, data processing applications, instruments, etc., can solve the problem of low recommendation efficiency of wealth management products, and achieve the effect of accurate product scoring, improving efficiency, and improving accuracy.
Pending Publication Date: 2019-06-07
ONE CONNECT SMART TECH CO LTD SHENZHEN
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[0004] Embodiments of the present invention provide a wealth management product recommendation method, device, computer equipment, and storage medium to solve the problem of low efficiency in wealth management product recommendation
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[0032] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are some of the embodiments of the present invention, but not all of them. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of the present invention.
[0033] The wealth management product recommendation method provided in this application can be applied in such as figure 1 In the application environment, the client communicates with the server through the network, the server receives the user's asset information sent by the client, and then inputs the asset information into the preset financial analysis model to obtain the output of the preset financial analysis model financial management level. Nex...
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The invention discloses a financial product recommendation method and device, computer equipment and a storage medium. The method comprises the steps of obtaining asset information of a user; inputting the asset information into a preset financing analysis model to obtain a financing level output by the preset financing analysis model; obtaining financing product information by adopting a crawlertechnology; inputting N pieces of financial factor data corresponding to the same product identifier into the Bayesian model to obtain a factor coefficient corresponding to each piece of financial factor data; calculating according to each factor coefficient and each financial factor data of each product identifier to obtain a product score value of each product identifier; and matching the financial management level with the product score value through a preset mapping relation table, and recommending financial management product information corresponding to the financial management product identifier to the user. The financial product is scored by adopting the Bayesian model, so that the matching accuracy and recommendation efficiency of financial product recommendation are improved.
Description
technical field [0001] The present invention relates to the field of intelligent decision-making, in particular to a wealth management product recommendation method, device, computer equipment and storage medium. Background technique [0002] With the development of the economy and the advancement of science and technology, people's concept of financial management is gradually enhanced, and more and more people invest their idle funds in financial products. When users invest in wealth management products, they are most concerned about the income and risks of wealth management products. There are many wealth management products in the market, and there are various types of products. It is difficult for users to choose a wealth management product that suits them. High labor costs. Moreover, the investment threshold and risk of wealth management products are high, and ordinary users have no choice, nor can they enjoy the consultation and consultation of proprietary wealth man...
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IPC IPC(8): G06Q30/02G06Q40/06
Inventor 徐财应
Owner ONE CONNECT SMART TECH CO LTD SHENZHEN