A medical block chain-based payment system

A payment system and blockchain technology, applied in the payment system, payment system structure, payment involving neutral parties, etc., can solve problems such as electronic payment security loopholes, avoid adverse selection and moral hazard, save costs, and be efficient and effective order cost effect

Pending Publication Date: 2019-06-28
陕西医链区块链集团有限公司
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  • Abstract
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  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] In order to solve the problems in the above-mentioned prior art, the present invention provides a payment system based on medical block chain to solve the technical problem of unavoidable security risks caused by the security loopholes in the application system or operating system itself in electronic payment at the present stage

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  • A medical block chain-based payment system
  • A medical block chain-based payment system

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Embodiment Construction

[0018] Embodiments of the present invention will be described in detail below, and the embodiments described below with reference to the accompanying drawings are exemplary and are only used to explain the present invention, and should not be construed as limiting the present invention. Further description below in conjunction with accompanying drawings.

[0019] Such as Figure 1-Figure 2As shown, the medical block chain-based payment system of the present invention, the block chain payment system uses the patient, the hospital, and the bank as a node on the block chain to form a system that bypasses the third-party central organization. The information flow, capital flow, and drug flow between hospitals and banks constitute a closed-loop electronic payment system. A decentralized blockchain public chain is set up. The participating nodes are freely connected according to the system specifications, so all participating nodes can record In the entire medical blockchain-based ...

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Abstract

The invention discloses a medical block chain-based payment system and method. In the blockchain payment system, a patient party, a hospital party and a bank party are respectively a node on the blockchain; Information flow, the capital flow and the medicine flow between three parties form an electronic payment system closed loop; a decentralized block chain public chain is set; nodes participating in the system are freely accessed according to the system specification; in a Data layer, a Data block, a Chain type structure, a Hash algorithm, a Merkel tree and a timestamp mechanism are used for storing each piece of payment transaction data and ensuring the safety of data transaction information by using an asymmetric encryption technology; In the network layer, a peer-to-peer network isadopted to organize nodes to dispersedly participate in verification and accounting of transaction data of each time of payment, in the consensus layer, a POS consensus mechanism is adopted, 1% of transaction amount is adopted as a reward to give accounting nodes in the incentive layer, and in the contract layer, intelligent contracts are packaged in the contract layer, so that the advantages of safe, efficient and convenient payment are achieved.

Description

technical field [0001] The invention relates to a payment system based on medical block chain, which belongs to the field of block chain technology and payment technology. Background technique [0002] As a disruptive technology sweeping the world, blockchain has the characteristics of decentralization, trustlessness and derisking, and can well solve the problems of electronic payment, such as high network security risks, low credit, lack of legal supervision, and payment costs. high issues. The blockchain-based electronic payment system bypasses the information intermediary through point-to-point transactions, and realizes the trust interaction between the two parties under the blockchain digital signature technology, and replaces the traditional contract with a smart contract to avoid contract execution due to human emotional factors. The credit information management system realizes intelligent supervision, simplifies the electronic payment process, facilitates comprehen...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/02G06Q20/08G06Q20/38G06Q40/02G06Q40/04
Inventor 陈威桦白快快
Owner 陕西医链区块链集团有限公司
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