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Risk strategy optimization method, device and apparatus and computer readable storage medium

An optimization method and risk technology, applied in the field of science and technology finance, can solve the problem of inability to upgrade and optimize the risk labeling strategy

Active Publication Date: 2019-09-13
WEBANK (CHINA)
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] The main purpose of the present invention is to provide a risk strategy optimization method, device, equipment and computer storage medium, aiming to solve the technical problem that the risk label strategy cannot be upgraded and optimized in the prior art

Method used

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  • Risk strategy optimization method, device and apparatus and computer readable storage medium
  • Risk strategy optimization method, device and apparatus and computer readable storage medium
  • Risk strategy optimization method, device and apparatus and computer readable storage medium

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Embodiment Construction

[0046] It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0047] like figure 1 as shown, figure 1 It is a schematic diagram of the terminal structure of the hardware operating environment involved in the solution of the embodiment of the present invention.

[0048] The terminal in this embodiment of the present invention is a risk policy optimization device.

[0049] like figure 1 As shown, the terminal may include: a processor 1001 , such as a CPU, a network interface 1004 , a user interface 1003 , a memory 1005 , and a communication bus 1002 . Wherein, the communication bus 1002 is used to realize connection and communication between these components. The user interface 1003 may include a display screen (Display), an input unit such as a keyboard (Keyboard), and the optional user interface 1003 may also include a standard wired interface and a wireless interface. Opti...

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PUM

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Abstract

The invention discloses a risk strategy optimization method, device and apparatus and a computer storage medium, and the method comprises the steps: obtaining a first risk label corresponding to application information in a partner platform in a risk label model, and carrying out the first approval of the application information based on the first risk label; obtaining second review information initiated by the partner platform based on the first approval, and determining a second risk tag in the risk tag model according to the second review information; determining a risk label interaction page based on the first risk label and the second risk label, and transmitting the risk label interaction page to the partner platform; and obtaining an approval result of the partner platform in the risk label interaction page, and performing model iteration on the risk label model based on the approval result to complete risk label strategy optimization. The technical problem that the risk label strategy cannot be upgraded and optimized in the prior art is solved.

Description

technical field [0001] The present invention relates to the technical field of Fintech, and in particular to a risk strategy optimization method, device, equipment and computer-readable storage medium. Background technique [0002] With the continuous development of financial technology (Fintech), especially Internet technology finance, more and more technologies are applied in the financial field. For example, fraud risk management technology is one of them, and the third-party credit investigation platform is mainly engaged in anti-fraud related work, that is, the third-party credit investigation platform provides a large amount of objective raw data for the cooperation platform, but the objective raw data The dimension is single, and it cannot fully cover the complex and multi-dimensional fraud risk objects of auto finance, and because the data provided by the third-party credit information platform is a single-dimensional way, that is, the third-party credit information ...

Claims

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Application Information

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IPC IPC(8): G06Q10/04G06Q40/02
CPCG06Q10/04G06Q40/03
Inventor 张晓日刘昊
Owner WEBANK (CHINA)
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