Asset data management system and method and computing device

Abstract

The invention discloses an asset data management system and method and a computing device. The asset data management system comprises a user server module, a network management module, a service support module and a core account module, wherein the user server module is used for receiving the account opening and asset operation requests of a user, the core account module establishes a system account of a user according to the account opening request and notifies the user to associate a bank with a corresponding bank account, and the service support module is used for making an asset operation decision according to the asset operation request, informing the user through the network management module, responding to the user operation, and executing the corresponding asset operation through the core account module.

Description

technical field [0001] The present invention relates to the field of Internet finance, and more specifically, to an asset data management system, method and computing equipment. Background technique [0002] In the Internet financial industry, a series of comprehensive financial services. For example, taking a typical factoring industry with multi-party business as an example, the seller (supplier) transfers its current or future accounts receivable based on the goods sales / service contract concluded with the buyer (core enterprise) to the insurance company. Financial institutions (financial institutions that provide factoring services), a comprehensive financial service method in which factoring companies provide them with a series of services such as financial intermediation, buyer credit evaluation, sales account management, credit risk guarantees, and account collection. [0003] The publication number is CN109410037A and the title is "A Supply Chain Financing System Ba...

AI Technical Summary

Problems solved by technology

The system can solve the financing difficulties of upstream and downstream enterprises in the existing industrial chain and the low efficiency of supply chain financing

[0004] However, although the above system generally solves the problem of offline supply chain financing transfer to the Internet, there are risk control levels that need to be set in advance, risk control is not flexible, and the risk control of bad credit loans; at the same time, suppliers, core Enterprises, factoring companies and banks cannot share, resulting in problems such as untimely settlement and interest payment

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