Operation method convenient for realizing client loan

Abstract

The invention relates to an operation method convenient for realizing client loan, which comprises the following steps: constructing an open platform which is open for financial institutions and similar financial institutions including banks, small loan company capital-advance companies, pledge institutions and guarantee companies, and clients; setting product rules, providing financial products to the platform by a financial institution or a similar financial institution, and setting the product rules; uploading personal information, wherein clients interested in financial products or clientshaving any fund requirements upload the personal information to the platform; and matching financial products. Accurate matching of a financial product provider and a provided provider is realized, the operation efficiency of the financial market is improved, and the method can be widely applied to the technical field of finance.

Description

technical field [0001] The invention relates to the technical field of financial loans, and in particular refers to an operation method for facilitating customer loans. Background technique [0002] At present, the mainstream of the loan guarantee industry is that customers (consumers) who need to make loans pay, which results in the existence of many hidden costs, and the procedures are complicated, which often takes up a lot of time for customers and often requires queuing, resulting in low efficiency. . In addition, the financial products of existing banks are updated quickly. Customers need to obtain the latest information through the bank's official website and other channels when they need it, and the bank releases information through its own official website and public channels, which is more troublesome and affects The bank's work efficiency, the most important thing is that the customers obtained cannot be guaranteed to be customers who meet the bank's own loan pro...

AI Technical Summary

Problems solved by technology

[0002] At present, the mainstream of the loan guarantee industry is that customers (consumers) who need to make loans pay, which results in the existence of many hidden costs, and the procedures are complicated, which often takes up a lot of time for customers and often requires queuing, resulting in low efficiency.

In addition, the financial products of existing banks are updated quickly. Customers need to obtain the latest information through the bank's official website and other channels when they need it, and the bank releases information through its own official website and public channels, which is more troublesome and affects The work efficiency of the bank, the most important customer obtained cannot be guaranteed to be the customer who meets the bank's own loan products

Finally, some financial institutions such as small loan companies, credit companies, advance capital companies, and guarantee companies in the prior art can also provide various types of financial loan products. A lot of time is wasted, and you may not be able to choose the most suitable financial product for you

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