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Resource transfer method, device and equipment

A resource transfer and resource technology, applied in the computer field, can solve the problems of inconsistent technical interface, low processing efficiency, and poor payment method experience.

Pending Publication Date: 2020-10-02
ALIPAY (HANGZHOU) INFORMATION TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, under the above method, there is a lack of unified standards and business models for various services provided by various resource platforms (such as banks, etc.), which leads to inconsistent technical interfaces, reduced docking efficiency, and huge docking costs; moreover, the trading platform is oriented to Enterprises or organizations have poor payment experience for public accounts, low processing efficiency, and heavy modeling, so most of them are implemented in a self-operated mode, which greatly limits the business development of the trading platform. For this reason, it is necessary to provide a A technical solution that is more efficient and better for the business development of the trading platform

Method used

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  • Resource transfer method, device and equipment
  • Resource transfer method, device and equipment
  • Resource transfer method, device and equipment

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0027] like figure 1 As shown, the embodiment of this specification provides a resource transfer method, the execution subject of the method may be a transaction management platform, wherein the transaction management platform may be constructed by a server, and the server may be an independent server, or may be composed of multiple A server cluster composed of servers, etc., the server may be a background server such as a financial business or an online shopping business, or a background server of an application program. The method specifically may include the following steps:

[0028] In step S102, the resource transfer request sent by the transaction platform is received, the resource transfer request includes the resource transfer information sheet of the resource transfer initiator, and the resource transfer information sheet includes the information of the transaction object and the required transfer information for the transaction object number of resources.

[0029] ...

Embodiment 2

[0043] like figure 2 As shown, the embodiment of this specification provides a resource transfer method, the execution subject of the method may be a transaction management platform, wherein the transaction management platform may be constructed by a server, and the server may be an independent server, or may be composed of multiple A server cluster composed of servers, etc., the server may be a background server such as a financial business or an online shopping business, or a background server of an application program. The method specifically may include the following steps:

[0044] In step S202, the resource transfer request sent by the transaction platform is received, the resource transfer request includes the resource transfer information sheet of the resource transfer initiator, and the resource transfer information sheet includes the information of the transaction object and the required transfer information for the transaction object number of resources.

[0045]...

Embodiment 3

[0080] like image 3 As shown, the embodiment of this specification provides a resource transfer method, the execution subject of the method may be a transaction platform, wherein the transaction platform may be constructed by a server, and the server may be an independent server, or may be composed of multiple servers The server cluster, etc., the server can be a background server such as financial business or online shopping business, or a background server of an application program. The method specifically may include the following steps:

[0081] In step S302, a resource transfer request sent by a resource transfer initiator is received, the resource transfer request includes a resource transfer information sheet, and the resource transfer information sheet includes information about the transaction object and the amount of resources to be transferred for the transaction object.

[0082] In step S304, the above resource transfer request is sent to the transaction manageme...

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PUM

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Abstract

The embodiment of the invention discloses a resource transfer method, device and equipment. The method comprises the steps of receiving a resource transfer request sent by a transaction platform, wherein the resource transfer request comprises a resource transfer information list of a resource transfer initiator, and the resource transfer information list comprises information of transaction objects and the number of resources needing to be transferred for the transaction objects; obtaining a first pair of public resource accounts of a resource transfer initiator and a second pair of public resource accounts of a corresponding transaction object provider in the transaction platform, sending a resource transfer request to a resource platform corresponding to a first pair of public resourceaccounts of the resource transfer initiator so as to trigger the resource platform to perform resource transfer processing between the first pair of public resource accounts and a second pair of public resource accounts based on the information of the transaction object and the number of resources needing to be transferred for the transaction object; and obtaining a processing result of resource transfer processing of the resource platform, and sending the processing result of resource transfer processing to the transaction platform.

Description

technical field [0001] This description relates to the field of computer technology, and in particular to a resource transfer method, device and equipment. Background technique [0002] With the continuous development of Internet technology, online shopping has become a more important part of people's lives due to its convenience, time-saving and labor-saving features. [0003] Transactions between different enterprises or organizations (that is, B2B transactions) have become increasingly mature, and based on the current suitable environment, unique industry advantages and mature management experience, B2B has developed rapidly in all walks of life and surpassed B2C accounts for 95% of the e-commerce share, and in 2006 compared with 2005, it increased by 97%. In 2019, the B2B market space is expected to reach about 120 trillion, of which the online penetration rate is about 21%, and there is a blue ocean of 25 trillion market to be explored. In the fiscal year of 2020, the ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/06G06Q20/22G06Q20/38G06Q40/04
CPCG06Q20/065G06Q20/223G06Q20/3829G06Q40/04
Inventor 孙兆波方迅赵龙谢进吴杰刘泽发姚刚
Owner ALIPAY (HANGZHOU) INFORMATION TECH CO LTD
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