Smart payment security verification method in the region

A technology of payment security and verification method, applied in the field of smart payment security verification in the region, to achieve the effect of security guarantee, high verification reliability and security improvement

Active Publication Date: 2021-04-20
邦道科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] Most people are now accustomed to mobile payment, which brings a lot of convenience. The existing third-party payment includes Alipay and WeChat, but in some specific occasions, such as barbershops or gyms, it is also It is possible to develop your own app and use the way of pre-charging membership fees for consumption

Method used

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  • Smart payment security verification method in the region

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Embodiment Construction

[0042] Such as figure 1 As shown, in an embodiment of the present invention, a method for verifying security of smart payment in a region comprises the following steps:

[0043] S1. Add the platform server, service provider server, and mobile terminal divided within the preset range to the blockchain verification network, and configure the initial verification weights of the platform server, service provider server, and mobile terminal respectively in the blockchain network.

[0044] The idea of ​​the present invention is as follows: by dividing the platform server, service provider server, and mobile terminal within a preset range, the preset range can be a geographical range and can be set flexibly. The platform server is the payment institution for pre-charged fees, such as banks, financial institutions, or other third-party payment platforms, or third-party platforms in the region, such as operators of gyms, barber shops, and swimming pools brand side. The server of the ...

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Abstract

A security verification method for smart payment in a region, comprising the following steps: S1, adding platform servers, service provider servers, and mobile terminals divided within a preset range into the block chain verification network, respectively Configure the initial verification weights of the platform server, service provider server, and mobile terminal; S2. When the mobile terminal initiates a payment verification request, verify the payment verification request through the blockchain network, and the verification includes judging the platform participating in the verification Whether the verification weights of the server, service provider server, and mobile terminal meet the preset hierarchical weight conditions and comprehensive weight conditions at the same time, if they meet the preset conditions at the same time, jump to step S3, otherwise jump to step S5; S3. Perform a reliability check on this verification process. After the reliability check is passed, go to step S4, otherwise go to step S6.

Description

technical field [0001] The invention relates to the technical field of mobile payment security, in particular to a security verification method for smart payment in an area. Background technique [0002] Most people are now accustomed to mobile payment, which brings a lot of convenience. The existing third-party payment includes Alipay and WeChat, but in some specific occasions, such as barbershops or gyms, it is also It is possible to develop your own app and use the way of pre-charging membership fees for consumption. Relatively speaking, the security of payment in this scenario often depends on the reliability of the app and the security of the server. Due to the large and small business scale of service providers, users may be worried about the security of payment when they consume in this situation. On the other hand, they also hope to ensure the security of pre-charged fees. Contents of the invention [0003] In view of this, the present invention provides a securi...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/40G06F21/44H04L29/06
CPCG06F21/44G06Q20/401H04L63/08
Inventor 鲁毓珍
Owner 邦道科技有限公司
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