A security verification method for smart payment in a region, comprising the following steps: S1, adding platform servers, service provider servers, and mobile terminals divided within a preset range into the block chain verification network, respectively Configure the initial verification weights of the platform server, service provider server, and mobile terminal; S2. When the mobile terminal initiates a payment verification request, verify the payment verification request through the blockchain network, and the verification includes judging the platform participating in the verification Whether the verification weights of the server, service provider server, and mobile terminal meet the preset hierarchical weight conditions and comprehensive weight conditions at the same time, if they meet the preset conditions at the same time, jump to step S3, otherwise jump to step S5; S3. Perform a reliability check on this verification process. After the reliability check is passed, go to step S4, otherwise go to step S6.