Resource transfer method, server, switching equipment, system and storage medium

A resource transfer and equipment exchange technology, applied in the field of data processing, can solve problems such as increased risk and high risk of resource transfer platforms

Pending Publication Date: 2021-01-22
CHINA UNIONPAY
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Compared with the user's resource account party such as the issuing bank, the risk of the resource transfer platform is higher, and the risk of the resources placed on the resource transfer platform is also increased, thereby increasing the risk of resource transfer

Method used

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  • Resource transfer method, server, switching equipment, system and storage medium
  • Resource transfer method, server, switching equipment, system and storage medium
  • Resource transfer method, server, switching equipment, system and storage medium

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Embodiment Construction

[0036] The characteristics and exemplary embodiments of various aspects of the application will be described in detail below. In order to make the purpose, technical solution and advantages of the application clearer, the application will be further described in detail below in conjunction with the accompanying drawings and specific embodiments. It should be understood that the specific embodiments described here are only intended to explain the present application rather than limit the present application. It will be apparent to one skilled in the art that the present application may be practiced without some of these specific details. The following description of the embodiments is only to provide a better understanding of the present application by showing examples of the present application.

[0037] With the development of information technology, payment methods are becoming more and more abundant. In addition to payment transactions between merchants and users (Business...

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PUM

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Abstract

The invention discloses a resource transfer method, a server, switching equipment, a system and a storage medium, and belongs to the field of data processing. The method comprises the following steps:receiving a resource transfer-out request message sent by a server, wherein the resource transfer-out request message comprises a resource transfer-out request identifier, transfer-out resource account information and a first resource transfer amount; determining a roll-out management subsystem according to the resource roll-out request message, the roll-out management subsystem comprising a management subsystem of a roll-out resource account represented by the roll-out resource account information; sending a resource transfer-out request message to a transfer-out management subsystem, the resource transfer-out request message being used for instructing the transfer-out management subsystem to freeze a first resource transfer amount of resources in the transfer-out resource account, and at least part of the frozen resources being unfrozen when the transfer-out management subsystem receives the account transfer-out request message, and transferring to the transferred resource account.According to the embodiment of the invention, the risk of resource transfer can be reduced.

Description

technical field [0001] The present application belongs to the field of data processing, and in particular relates to a resource transfer method, server, switching device, system and storage medium. Background technique [0002] C2C (Customer to Customer) is an e-commerce between individuals. With the development of information technology, users can implement resource transfer services in the form of C2C through electronic wallets, etc., for example, the red envelope sending and receiving service between users can be realized. [0003] However, in the process of resource transfer in the form of C2C between users, the transferred resources need to be placed on a resource transfer platform such as an electronic wallet, and resources are transferred between the resource transfer party and the resource receiver through the resource transfer platform . Compared with the user's resource account party such as the issuing bank, the risk of the resource transfer platform is higher, ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/38G06Q20/06G06Q20/22G06Q40/04
CPCG06Q20/382G06Q20/065G06Q20/223G06Q40/04
Inventor 杨森陈林
Owner CHINA UNIONPAY
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