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Payment method, device and equipment

A consistent and targeted technology, applied in the field of devices and equipment, and payment methods, can solve the problems of poor user payment experience and low payment success rate, achieve high conversion rate, increase payment success rate, and improve payment experience

Active Publication Date: 2021-07-16
ALIPAY COM
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The embodiment of this specification provides a payment method, device and equipment to solve the problems of low payment success rate and poor user payment experience existing in the existing fast payment method question

Method used

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  • Payment method, device and equipment
  • Payment method, device and equipment
  • Payment method, device and equipment

Examples

Experimental program
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Effect test

Embodiment 1

[0072] figure 2 It is a schematic flowchart of a payment method provided by the embodiment of this specification. From a program point of view, the subject of execution of the process can be a program or an application client installed on an application server. In this embodiment, the execution subject of the process may be a server corresponding to an application platform with a payment function, and the server interacts with the user terminal. When the server detects that the payment fails, it will generate corresponding prompt information and send it to the interface of the user terminal for display, so that the user can complete the bank card rebinding operation according to the prompt information.

[0073] Such as figure 2 As shown, the process may include the following steps:

[0074] Step 210: Obtain the user's payment operation for the target order using the target bank card.

[0075] The target bank card may represent a bank card used to pay for the target order...

Embodiment 2

[0162] Figure 4 It is a schematic flowchart of an information display method provided by the embodiment of this specification. From a program point of view, the subject of execution of the process can be a program or an application client installed on an application server. In this embodiment, the execution subject of the process may be a user terminal, on which an application program with a payment function is installed, and a server of the application program interacts with the user terminal. When the server detects that the payment fails, it will generate corresponding prompt information and send it to the interface of the user terminal for display, so that the user can complete the bank card rebinding operation according to the prompt information.

[0163] Such as Figure 4 As shown, the process may include the following steps:

[0164] Step 410: The terminal obtains the user's payment operation for the target order using the target bank card.

[0165] Step 420: Send ...

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Abstract

The embodiment of the invention discloses a payment method, device and equipment. The method comprises the steps of obtaining payment operation of a user on a target order by adopting a target bank card; obtaining state information of a quick payment protocol of the target bank card; when the state information shows that the quick payment protocol of the target bank card is in a failure state, generating first prompt information for prompting a user to rebind the target bank card; and receiving confirmation operation information which is input by the user based on the first prompt information and is used for confirming that a target bank card is rebound, rebinding the target bank card, and completing payment of the target order based on the rebound target bank card.

Description

technical field [0001] The present application relates to the field of computer technology, in particular to a payment method, device and equipment. Background technique [0002] Today, with the rapid development of science and technology, with the popularity of e-commerce, the method of payment through the terminal is an emerging consumption settlement method. Among them, among the methods of payment through the terminal, the fast payment method has brought about an earth-shaking impact on people's lives. With the support of powerful network technology, the fast payment method allows users to shop online and transfer money without leaving home. , life payment, financial management, etc. Fast payment is the most popular way of consumption today, and the development of network technology has promoted the popularity of fast payment. In the context of the digital age, mobile phones are becoming more and more functional, and their mobile payment functions are widely used in va...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/34G06Q20/32G06Q20/40G06Q20/12
CPCG06Q20/354G06Q20/32G06Q20/4014G06Q20/12G06Q20/405G06Q20/401G06Q20/34G06Q20/3255G06Q20/389
Inventor 李阳陈昊王赋翼周梦婕王慧芬
Owner ALIPAY COM
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