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Guarantee decision-making system based on big data

A decision-making system and big data technology, applied in data processing applications, instruments, finance, etc., can solve the problems of inability to quickly and effectively conduct risk screening of large quantities of business data, low accuracy of risk assessment, etc., and achieve the effect of fast and effective risk screening

Pending Publication Date: 2021-07-27
安徽科讯金服科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] Aiming at the above-mentioned shortcomings of the existing technology, the present invention provides a guarantee decision-making system based on big data, which can effectively overcome the inability to quickly and effectively conduct risk investigation and risk assessment accuracy on large batches of business data existing in the prior art. lower defect

Method used

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  • Guarantee decision-making system based on big data

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Embodiment Construction

[0025] In order to make the objects, technical solutions, and advantages of the present invention more clear, the technical solutions in the embodiments in the embodiments will be described in contemplation in the accompanying drawings in the embodiment of the present invention. Obviously, the described embodiments are all embodiments of the invention, not all of the embodiments. Based on the embodiments of the present invention, those of ordinary skill in the art will belong to the scope of the present invention without all other embodiments obtained without creative labor.

[0026] A guarantee decision system based on big data, such as figure 1 and figure 2 As shown, including the server, the server is connected to the registration login module for the user registration, the server is connected to the login user to identify the login user, the server is connected to the authorized user audit authorization module, and the server is used to adjust from the government data system. ...

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Abstract

The invention relates to a guarantee decision-making system, in particular to a guarantee decision-making system based on big data, which comprises a server, the server is connected with a registration and login module used for user registration and login, and the server is connected with a user auditing and authorization module used for performing identity auditing and authorization calling on a login user. The server is connected with a government affair data calling module used for calling related government affair data from a government affair data system, and the server is connected with a service mode selection module used for selecting a service mode. The server is connected with a government affair data screening module which is used for screening target government affair data meeting business requirements from the called related government affair data according to a selected business mode, and the server is connected with a risk assessment unit which is used for carrying out risk assessment on the selected business mode according to the target government affair data. According to the technical scheme provided by the invention, the defects that in the prior art, rapid and effective risk checking cannot be carried out on large-batch business data, and the risk assessment accuracy is low can be effectively overcome.

Description

Technical field [0001] The present invention relates to a guaranteed decision system, which specifically involves a guarantee decision system based on large data. Background technique [0002] Risk control has always been a very important link in the operation management of the company. It is closely related to the guarantee company's profitability, and the guarantee business has a great proportion in the credit business of the guarantee company, so the guarantee risk investigation is a very important work. . Traditional guarantee risk investigations take a combination of non-on-site inspections and on-site inspections. By the rear tax risk management department based on the basic information, credit balance, capital water, guarantee relationships such as the borrower and the guarantor, the risk, business risks For different dimensions such as capital chain risks, special events, screening out the list of customers who may have default, and conduct on-site investigation of risk c...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02
CPCG06Q40/03
Inventor 沈超锋陈勇
Owner 安徽科讯金服科技有限公司
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