Transaction security prevention and control method and device, equipment, storage medium and program product

Abstract

The invention provides a transaction security prevention and control method, which can be used in the field of financial transactions, in particular to the field of self-service transaction of electronic bank channels. The method comprises the following steps: acquiring biological characteristics of a customer; obtaining transaction characteristics and behavior characteristics of the customer; and establishing a security authentication model of a single user level according to the biological characteristics, the transaction characteristics and the behavior characteristics of the customer to perform security authentication. On the basis of a face recognition mechanism, on the premise that normal transaction of the user is not affected, the face, transaction and behavior characteristics of the user are captured, and a behavior model of a single user level is established and used for detecting a later deviated normal model and feeding back to a current security authentication module, so that a secure transaction environment is provided. According to the method, the effect of non-sense authentication can be achieved under the condition of standard operation of the customer, and the time consumption of the transaction process is reduced through the steps of parallel security authentication and transaction information input. The invention also provides a transaction security prevention and control device, equipment, a storage medium and a program product.

Description

technical field [0001] The present invention relates to the technical field of financial transaction security, in particular to a transaction security prevention and control method, device, equipment, storage medium, and program product. Background technique [0002] The quotations of financial market products are changing rapidly, and under normal circumstances, the transaction amount of customers is relatively large, so the real-time and security requirements of the transaction are high, that is, the security certification of customers is required during the transaction, and the certification time is short and fast. Existing security authentication methods require a separate authentication step. In the authentication step, the customer needs to perform operations such as clicking a button and inputting authentication information, which takes a long time. [0003] In addition, due to the rapid development of the Internet, more and more individual users choose to handle busi...

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Problems solved by technology

[0004] The main purpose of the present invention is to provide a transaction security prevention and control method, device, equipment, storage medium, and program product, aiming to improve the technical problems in the prior art that the security authentication operation in the process of financial transactions is cumbersome and time-consuming

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