Unlock instant, AI-driven research and patent intelligence for your innovation.

User risk bearing tendency evaluation method and device, equipment and storage medium

A user and risk technology, applied in the field of artificial intelligence, can solve the problem of low efficiency of risk assessment and achieve the effect of improving the efficiency of assessment

Pending Publication Date: 2021-11-09
WEIKUN (SHANGHAI) TECH SERVICE CO LTD
View PDF0 Cites 2 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] However, the existing method is to evaluate the user's risk tolerance tendency through a manual questionnaire, and after the user completes the questionnaire, it is necessary to perform statistics on each option of the questionnaire to obtain the evaluation result. Therefore, the user risk tolerance provided by the existing technology The tendency assessment method has the problem of low risk assessment efficiency

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • User risk bearing tendency evaluation method and device, equipment and storage medium
  • User risk bearing tendency evaluation method and device, equipment and storage medium
  • User risk bearing tendency evaluation method and device, equipment and storage medium

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0046] In order to make the purpose, technical solution and advantages of the present application clearer, the present application will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present application, and are not intended to limit the present application.

[0047] The embodiments of the present application may acquire and process relevant data based on artificial intelligence technology. Among them, artificial intelligence (AI) is the theory, method, technology and application system that uses digital computers or machines controlled by digital computers to simulate, extend and expand human intelligence, perceive the environment, acquire knowledge and use knowledge to obtain the best results. .

[0048] Artificial intelligence basic technologies generally include technologies such as sensors, dedicated artificial intelligenc...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

PUM

No PUM Login to View More

Abstract

The invention relates to the technical field of artificial intelligence, and provides a user risk bearing tendency evaluation method and device, equipment and a storage medium, and the method comprises the steps: extracting behavior data of a user who does a questionnaire from a target platform within a preset time range; constructing an evaluation model for evaluating the risk tolerance tendency of the user, and training the evaluation model by using the behavior data extracted from the target platform to obtain a trained evaluation model; and obtaining target behavior data of each user from the target platform, and calling the trained evaluation model to process the target behavior data of each user to obtain the risk bearing tendency of each user. The risk tolerance tendency of the user can be automatically evaluated according to the target behavior data filled in by the user in the questionnaire survey process by utilizing the evaluation model, and the evaluation efficiency of the risk tolerance tendency of the user is improved.

Description

technical field [0001] The present application relates to the technical field of artificial intelligence, and in particular, the present application relates to a method, device, device and storage medium for assessing a user's risk tolerance tendency. Background technique [0002] Risk tolerance tendency refers to an individual's attitude towards risk and tendency to take risks when faced with uncertainty. Risk tolerance tendency will affect social behaviors such as investment and career choice (whether to start a business), as well as physical health such as diet, smoking, and exercise. related habits. The difference between risk tolerance tendency and risk tolerance is that one is the user's subjective acceptance of risk, and risk tolerance is the objective acceptance of risk (related to age, income, whether there are inherent assets, etc.). These two values ​​will also change over time. It is particularly important for wealth management platforms to understand users’ ris...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

Application Information

Patent Timeline
no application Login to View More
IPC IPC(8): G16H50/30G16H50/20G06K9/62G06N3/08
CPCG16H50/30G16H50/20G06N3/08G06F18/23G06F18/24
Inventor 吴辰侣
Owner WEIKUN (SHANGHAI) TECH SERVICE CO LTD