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Code scanning payment method, user terminal, service equipment, system and medium

A user terminal, scanning code payment technology, applied in the field of data processing, can solve problems such as reducing user payment security

Pending Publication Date: 2022-05-27
CHINA UNIONPAY
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

While the user is waiting for the payment, there is a situation where the payment code is secretly photographed and stolen, which reduces the user's payment security

Method used

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  • Code scanning payment method, user terminal, service equipment, system and medium
  • Code scanning payment method, user terminal, service equipment, system and medium
  • Code scanning payment method, user terminal, service equipment, system and medium

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Embodiment Construction

[0031] The features and exemplary embodiments of various aspects of the present application will be described in detail below. In order to make the purpose, technical solutions and advantages of the present application more clear, the present application will be further described in detail below with reference to the accompanying drawings and specific embodiments. It should be understood that the specific embodiments described herein are only intended to explain the present application, but not to limit the present application. It will be apparent to those skilled in the art that the present application may be practiced without some of these specific details. The following description of the embodiments is merely to provide a better understanding of the present application by illustrating examples of the present application.

[0032] With the continuous development of payment technology, scan code payment has penetrated into various fields. Scan code payment can include main ...

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PUM

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Abstract

The invention discloses a code scanning payment method, a user terminal, service equipment, a system and a medium, and belongs to the field of data processing. The method comprises the following steps: receiving a payment code request message, wherein the payment code request message comprises position information of a user terminal; acquiring payment waiting time factor information associated with the position information; under the condition that payment waiting duration represented by payment waiting duration factor information associated with the position information is larger than or equal to a preset duration threshold value, a first payment code feedback message is sent, and the first payment code feedback message comprises a first payment code and a second payment code, the user terminal displays a first payment code before sensing a trigger signal of the collection acceptance terminal, and switches the displayed first payment code into a second payment code under the condition of sensing the trigger signal; and if the payment request message comprises the first information, indicating to deduct the payment amount from a payer account indicated by the information of the second payment code. According to the embodiment of the invention, the security of code scanning payment can be improved.

Description

technical field [0001] The present application belongs to the field of data processing, and in particular, relates to a scanning code payment method, a user terminal, a service device, a system and a medium. Background technique [0002] With the continuous development of payment technology, scan code payment has penetrated into various fields. Scan code payment can include main scan payment mode and scanned payment mode. The main scan payment mode is a payment method in which the payment user scans the merchant's collection code. The scanned payment mode is a payment method in which the user terminal of the paying user displays the payment code, and the merchant accepts the terminal to scan the payment code. [0003] In the scenario where the scanned payment mode is adopted, in order to save payment time, the user will display the payment code on the user terminal in advance. While the user is waiting for payment, there is a situation where the payment code is stolen and...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/32G06Q20/10G06Q20/38G06Q20/40
CPCG06Q20/3276G06Q20/10G06Q20/382G06Q20/4014
Inventor 涂进鹏郭琦徐蓉王月姣魏晓书尹宏宇
Owner CHINA UNIONPAY