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Apparatus and method for providing comprehensive financial transaction conducted of varied user account

An account and user technology, applied in the field of communications, can solve problems such as patent documents that have not been retrieved, and achieve the effects of facilitating financial management activities, improving financial management efficiency and capital utilization, and providing simple services

Inactive Publication Date: 2005-07-27
侯万春 +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] At present, no relevant patent literature has been retrieved to provide wealth management services after integrating various accounts of users in different financial or settlement companies

Method used

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  • Apparatus and method for providing comprehensive financial transaction conducted of varied user account
  • Apparatus and method for providing comprehensive financial transaction conducted of varied user account

Examples

Experimental program
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Effect test

Embodiment Construction

[0026] The present invention will be described in further detail below in conjunction with the accompanying drawings.

[0027] The present invention is a device and method for providing comprehensive wealth management services for various accounts of users. The network structure used in the present invention is as follows: figure 1 As shown, its structure consists of the following parts:

[0028] Comprehensive account server: it is a set of equipment of the present invention, respectively connected to mobile operator data network, data Internet network and account interface data network, and connected to mobile phone user terminals through mobile operator data network; connected to Internet computer users through data Internet network ; Connect the financial account interface servers of each financial company, the settlement account interface servers of each settlement company, the UnionPay account interface server, and intranet computer users through the account interface dat...

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PUM

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Abstract

A device for providing integrated financial service is featured as connecting integrated account server separately to movable service company data network, data Internet and account interface data network; connecting the integrated account server to mobilephone terminal user by service company data network, to Internet computer user by data Internet and to multiple account interface servers by account interface data network. The user can manage various accounts in different financial unit by utilizing the device.

Description

technical field [0001] The invention relates to the fields of communication technology and finance, in particular to a device for providing comprehensive wealth management services to various accounts of users, and a method for providing comprehensive wealth management services to various accounts of users. The various accounts mentioned above refer to various accounts related to the user’s assets and liabilities, including deposit accounts, loan accounts, etc. opened by the user in various banks; investment accounts, securities accounts, etc. opened by the user in various securities companies; Pension insurance accounts, medical insurance accounts, etc. opened by the company; telephone bill payment accounts opened by users in various telecom operating companies; settlement accounts opened by users in various power supply, water supply, gas supply companies, etc. Background technique [0002] In the current field of communication and finance, some financial or settlement com...

Claims

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Application Information

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Patent Type & Authority Applications(China)
Inventor 侯万春谢良跃
Owner 侯万春
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