Mobile payment method, system and device using home shopping
a mobile payment and home shopping technology, applied in the field of home shopping, can solve the problems of inconvenient return of changes, risk of loss of cash, inconvenience of having cash for cash payment, etc., and achieve the effect of increasing the security of the payment method, convenient and safe mobile payment, and convenient paymen
Inactive Publication Date: 2016-12-01
SK PLANET CO LTD
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- Abstract
- Description
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- Application Information
AI Technical Summary
Benefits of technology
The present invention allows users to securely make mobile payments through a phone call or web page with the help of a counselor or automated system. This eliminates the need for direct input of OTP information and ensures increased security for the payment method.
Problems solved by technology
However, conventional payment methods have the inconvenience to have cash for cash payment, the risk of loss of cash, the inconvenience to return changes, etc.
However, in the case of these payment methods, it is inconvenient to get a separate module or card, and damage is caused due to leakage of personal information, which is problematic.
Method used
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[0041]Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings.
[0042]As used herein, the term “electronic payment” refers to a payment used for home shopping, but not limited thereto, and many alterations and modifications may be made by those having ordinary skill in the art without departing from the spirit of the present invention.
[0043]FIG. 1 is a block diagram schematically showing a mobile payment system in accordance with a preferred embodiment of the present invention.
[0044]The mobile payment system according to this embodiment comprises a terminal 110, a mobile payment application 112, a user terminal 114, a communication network 120, a home shopping providing apparatus 130, a voice call providing unit 132, an automatic response providing unit 134, a web providing unit 136, a mobile payment apparatus 140, a telecommunication company apparatus 150, a telecommunication company OTP providing apparatus 1...
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The present embodiment relates to a mobile payment method, system and device using home shopping, wherein OTP (One Time Password) information is verified through a telephone conversation with an agent, ARS or a webpage, depending on the method for purchasing the specific merchandise chosen by the user in the process of executing a mobile payment using home shopping, and electronic payment is executed more rapidly and securely thereby. The present embodiment also relates to a mobile payment method, system and device adapted for transmission using an applicable payment device, without need for direct user input of OTP (One Time Password) information based on payment-means information chosen by the user in the process of executing a mobile payment using a terminal, and adapted to allow the execution of more secure payments through verification in accordance with the selected payment means.
Description
CROSS REFERENCE TO RELATED APPLICATION[0001]The present application is a continuation of the U.S. patent application Ser. No. 14 / 007,540, filed on Sep. 25, 2013, which is a U.S. National Phase Entry of International Patent Application No. PCT / KR2012 / 008235 filed on Oct. 11, 2012, which is based upon and claims the benefit of priority to Korean Patent Application No. 10-2011-0104770, filed on Oct. 13, 2011 and No. 10-2011-0105248, filed on Oct. 14, 2011 in the KIPO (Korean Intellectual Property Office). The disclosures of the above-listed applications are hereby incorporated by reference herein in their entirety.TECHNICAL FIELD[0002]The present invention relates to a mobile payment method, system, and apparatus using home shopping, which authenticates one-time password (OTP) information through a phone call to a counselor, an ARS, or a web page depending on a purchase method of a specific commodity selected by a user in a process of performing a mobile payment using home shopping, th...
Claims
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IPC IPC(8): G06Q20/40G06Q20/14G06Q20/10G06Q20/16
CPCG06Q20/405G06Q20/102G06Q20/14G06Q20/16G06Q20/382G06Q20/385G06Q20/12G06Q20/3223G06Q20/322
InventorLEE, WON JUNLIM, DONG PHILCHUNG, HYE YOUNKIM, SE HYUN
OwnerSK PLANET CO LTD