GIS (Geographic Information System) real estate valuation based data processing system and method

A data processing device and GIS server technology, applied in data processing applications, electrical digital data processing, special data processing applications, etc., can solve problems such as lack of initiative, failure to reflect the relationship between real estate and surrounding things, and inaccurate valuation results , to achieve the effect of optimizing the sample set
CN104077360AInactive Publication Date: 2014-10-01CHINA CONSTRUCTION BANK
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Patent Information

Authority / Receiving Office
CN · China
Patent Type
Applications(China)
Current Assignee / Owner
CHINA CONSTRUCTION BANK
Publication Date
2014-10-01
Estimated Expiration
Not applicable · inactive patent

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Abstract

The invention discloses a GIS (Geographic Information System) real estate valuation based data processing system and method. In the GIS real estate valuation based data processing system, a front-end data processing device is used for generating an alternative community list according to names of alternative communities and the basic information of the alternative communities and sending a selected alternative community list to a background server, wherein the names of the alternative communities are obtained from a spatial database and the basic information of the alternative communities is obtained from an application database; the background server is used for obtaining the real estate information of selected communities from the application database according to the selected alternative community list and sending the real estate information to the front-end data processing device; the front-end data processing device is also used for generating an alternative real estate list according to the real estate information of the selected communities and sending a sample real estate list to the background server; the background server is also used for performing valuation on a real estate to be valuated according to attribute data of the real estate to be valuated and attribute data of a sample real estate, wherein the attribute data of the real estate to be valuated and the attribute data of the sample real estate are obtained from the application database. According to the GIS real estate valuation based data processing system and method, a visual and objective sample set is provided for the users in a technical mode and accordingly real valuation results can be obtained.
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Description

technical field

[0001] The invention relates to the field of bank real estate data processing, in particular to a data processing system and method for evaluating real estate based on GIS. Background technique

[0002] Mortgage loans account for more than 50% of the bank's credit business, of which real estate is the main collateral (hereinafter referred to as collateral).

[0003] The traditional bank valuation focuses on the valuation of a single collateral. The method generally used is: first import the real estate data set from the external system, and then filter the sample real estate from the real estate data set according to the preset rules according to the real estate input by the user, and finally Valuation based on screened sample properties. This approach has the following problems:

[0004] 1: Since the user only needs to input the property to be evaluated, the user only passively accepts the valuation result during the valuation process, and the user has no ...

Claims

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