Supercharge Your Innovation With Domain-Expert AI Agents!

Asset pool targeting algorithm based on asset securitization

A technology of assets and algorithms, applied in computing, instrumentation, finance, etc., to achieve the effect of rapid calculation

Active Publication Date: 2016-04-27
杜衡
View PDF5 Cites 0 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

At the same time, since the asset pools of financial institutions are often massive data, with data levels ranging from millions to tens of millions of records, how to generate an asset pool that meets the requirements of statistical attributes in a very short period of time is also a huge challenge

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Asset pool targeting algorithm based on asset securitization
  • Asset pool targeting algorithm based on asset securitization
  • Asset pool targeting algorithm based on asset securitization

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0112] The present invention will be further described below in conjunction with the accompanying drawings and embodiments.

[0113] An asset pool targeting algorithm based on asset securitization, including:

[0114] (1) Asset pool segmentation: In the asset pool, use the screening conditions to eliminate unsalable assets;

[0115] (2) Linking of loans and mortgage assets: avoiding repeated mortgages and multiple mortgages;

[0116] (3) Calculate the statistical attributes of the asset pool: perform real-time statistical attribute calculation and statistical segmentation of the asset pool;

[0117] (4) Targeting the statistical attributes of the asset pool: quickly target multiple statistical attributes at the same time, and maintain the statistical attributes of the original asset pool of the financial institution;

[0118] (5) Form a marketable asset pool.

[0119] The algorithm for targeting the statistical attributes of the asset pool includes:

[0120] A. An algorith...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

PUM

No PUM Login to View More

Abstract

The present invention discloses an asset pool targeting algorithm based on asset securitization. The asset pool targeting algorithm comprises the steps of asset pool segmentation, a loan and mortgage asset link, the calculation of asset pool statistical property, asset pool target statistical property targeting, and the generation of final salable asset pool. According to the asset pool targeting algorithm, the targeting of multiple clusters statistical properties of a massive asset pool at the same time can be achieved, and the original statistical distribution property is maintained.

Description

technical field [0001] The invention relates to the technical field of information and data processing, in particular to an asset pool targeting algorithm based on asset securitization. Background technique [0002] Asset securitization refers to the act of converting illiquid assets into securities that can be freely traded in the financial market to make them liquid. It is a direct financing method that raises funds by issuing securities in the capital market and money market , can help banks manage their balance sheets, and can also enable financial companies to convert impossibly liquid assets into liquid assets. [0003] Asset securitization can enable financial institutions to obtain cheaper funds and enrich financing means for financial institutions. When the issuer divides the asset pool, it often targets the statistical attributes of the asset pool to meet the requirements of the market, investors and ratings. While achieving the goal, in terms of the distribution...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

Application Information

Patent Timeline
no application Login to View More
IPC IPC(8): G06Q40/06G06Q40/02
CPCG06Q40/02G06Q40/06
Inventor 杜衡
Owner 杜衡
Features
  • R&D
  • Intellectual Property
  • Life Sciences
  • Materials
  • Tech Scout
Why Patsnap Eureka
  • Unparalleled Data Quality
  • Higher Quality Content
  • 60% Fewer Hallucinations
Social media
Patsnap Eureka Blog
Learn More

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic, Popular Technical Reports.

© 2025 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap|About US| Contact US: help@patsnap.com