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A Asset Pool Targeting Method Based on Asset Securitization

An asset and target technology, applied in the field of asset pool targeting based on asset securitization, to achieve the effect of rapid calculation

Active Publication Date: 2021-11-09
杜衡
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

At the same time, since the asset pools of financial institutions are often massive data, with data levels ranging from millions to tens of millions of records, how to generate an asset pool that meets the requirements of statistical attributes in a very short period of time is also a huge challenge

Method used

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  • A Asset Pool Targeting Method Based on Asset Securitization
  • A Asset Pool Targeting Method Based on Asset Securitization
  • A Asset Pool Targeting Method Based on Asset Securitization

Examples

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Embodiment Construction

[0112] The present invention will be further described below in conjunction with the accompanying drawings and embodiments.

[0113] A asset pool targeting method based on asset securitization, including:

[0114] (1) Asset pool segmentation: In the asset pool, use the screening conditions to eliminate unsalable assets;

[0115] (2) Linking of loans and mortgage assets: avoiding repeated mortgages and multiple mortgages;

[0116] (3) Calculate the statistical attributes of the asset pool: perform real-time statistical attribute calculation and statistical segmentation of the asset pool;

[0117] (4) Targeting the statistical attributes of the asset pool: quickly target multiple statistical attributes at the same time, and maintain the statistical attributes of the original asset pool of the financial institution;

[0118] (5) Form a marketable asset pool.

[0119] The algorithm for targeting the statistical attributes of the asset pool includes:

[0120] A. An algorithm th...

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Abstract

The invention discloses an asset pool targeting algorithm based on asset securitization. The present invention can simultaneously target multiple clustering statistical attributes of massive asset pools and maintain the original statistical distribution attributes.

Description

technical field [0001] The invention relates to the technical field of information and data processing, in particular to an asset pool targeting method based on asset securitization. Background technique [0002] Asset securitization refers to the act of converting illiquid assets into securities that can be freely traded in the financial market to make them liquid. It is a direct financing method that raises funds by issuing securities in the capital market and money market , can help banks manage their balance sheets, and can also enable financial companies to convert impossibly liquid assets into liquid assets. [0003] Asset securitization can enable financial institutions to obtain cheaper funds and enrich financing means for financial institutions. When the issuer divides the asset pool, it often targets the statistical attributes of the asset pool to meet the requirements of the market, investors and ratings. While achieving the goal, in terms of the distribution of...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q40/06G06Q40/02
CPCG06Q40/02G06Q40/06
Inventor 杜衡
Owner 杜衡
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