Unlock instant, AI-driven research and patent intelligence for your innovation.

Mobile payment method and device

A technology of mobile payment and payment on behalf of others, applied in the direction of payment architecture, payment scheme/model, instrument, etc., can solve the problem of not being able to invite other users, etc.

Inactive Publication Date: 2017-02-22
NUBIA TECHNOLOGY CO LTD
View PDF4 Cites 9 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Mobile payment is very convenient and fast. However, the current mobile payment can only be paid through one user account. When the current balance of the user account is insufficient, other users cannot be invited to help complete the payment together.

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Mobile payment method and device
  • Mobile payment method and device
  • Mobile payment method and device

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0048] It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0049] A mobile terminal implementing various embodiments of the present invention will now be described with reference to the accompanying drawings. In the following description, use of suffixes such as 'module', 'part' or 'unit' for denoting elements is only for facilitating description of the present invention and has no specific meaning by itself. Therefore, "module" and "component" may be used mixedly.

[0050] Mobile terminals may be implemented in various forms. For example, terminals described in the present invention may include devices such as mobile phones, smart phones, notebook computers, digital broadcast receivers, PDAs (Personal Digital Assistants), PADs (Tablet Computers), PMPs (Portable Multimedia Players), navigation devices, etc. mobile terminals and fixed terminals such as digital TVs, desktop c...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

PUM

No PUM Login to View More

Abstract

The invention discloses a mobile payment method and a device. The device comprises a payment processing module for receiving a payment request containing first payment amount, and judging whether current balance of a local terminal user is smaller than the first payment amount; a user selecting module for, while the current balance of the local terminal user is smaller than the first payment amount, selecting one user from the users associated with the local terminal user as an agent payment user; and a co-payment module for performing the mobile payment together by the local terminal and the terminal of the agent payment user. The device is capable of performing the operation of multi-user co-payment, so the mobile payment is more convenient and humanized.

Description

technical field [0001] The invention relates to the technical field of mobile payment, in particular to a mobile payment method and device. Background technique [0002] Mobile payment (also known as: mobile payment) is a payment method that has emerged in recent years. Users do not need to carry cash or bank cards, and can pay for the goods or services they consume only through mobile terminals. Mobile payment belongs to the category of electronic payment, which is very convenient to use. Whether it is near-field payment, such as NFC (Near Field Communication, short-distance wireless communication technology), or far-field payment, such as Alipay or WeChat, the essence is to bind the user's bank card to the corresponding on the hardware or software of the mobile terminal, so that the hardware itself or the installed software on the mobile terminal has a payment function. [0003] Mobile payment is faster than traditional card swiping, especially in the far-field payment ...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

Application Information

Patent Timeline
no application Login to View More
IPC IPC(8): G06Q20/22G06Q20/10
CPCG06Q20/102G06Q20/227
Inventor 张菱垚徐群
Owner NUBIA TECHNOLOGY CO LTD