Novel vehicle insurance loss assessment system in traffic accident

Abstract

The invention discloses a novel vehicle insurance loss assessment system in a traffic accident, which comprises a loss assessment terminal and a loss assessment center. The loss assessment terminal comprises a terminal display module, a video acquisition module, a GPS positioning module, a terminal information transmitting and receiving module and a processor, and the processor is respectively connected with the terminal display module, the video acquisition module, the GPS positioning module and the terminal information transmitting and receiving module; and the loss assessment center comprises a center information transmitting and receiving module, the center information transmitting and receiving module is connected with an audio and video storage server, a center display module and input equipment, and the center information transmitting and receiving module is connected with a wireless network by a communication module. The loss assessment terminal is mounted on an unmanned aerial vehicle and the unmanned aerial vehicle can drive the loss assessment terminal to fly in a space around a vehicle to be subjected to loss assessment; the bottom end of the unmanned aerial vehicle partially extends outwards to form a plurality of supporting feet, and inflatable buffer rubber mats are arranged at the bottom ends of the supporting feet. The system is convenient to operate, and can remotely carry out loss assessment on a damaged vehicle so as to avoid ceaselessly come and go in an accident place and save both time and labor.

Description

technical field [0001] The invention relates to a survey and damage assessment system for insured vehicles, in particular to a novel vehicle insurance damage assessment system in traffic accidents. Background technique [0002] In recent years, with the rapid development of my country's economy and the gradual improvement of people's living standards, the number of car ownership has also increased year by year. Accompanied by it, the automobile insurance business also ushered in a golden period of development, and its business accounted for 60%-75% of the total business of property insurance companies, and became the leading insurance type and the lifeline of operation of property insurance companies in my country. , It has also become a must for property insurance companies. [0003] In order to prevent excessive price competition among various insurance companies, the China Insurance Regulatory Commission has stipulated national unified terms and prices for auto insurance,...

AI Technical Summary

Problems solved by technology

However, the traditional claim investigation is mainly manual, the speed is slow, the dispatch of investigators is unscientific, the real-time performance is poor, and the situation of joint insurance fraud occurs from time to time, which seriously affects the development of the enterprise

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