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Intelligent payment method based on different merchants

A technology for intelligent payment and merchants, applied in the payment system structure, commerce, marketing and other directions, can solve the problems of missed monitoring, inconvenient management, loss, etc., to achieve the effect of good confidentiality, easy management and monitoring, and improved convenience

Inactive Publication Date: 2017-12-01
佛山杰致信息科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

In addition, merchants will also launch merchant stored-value cards or point cards to attract users' consumption. Therefore, the number of cards held by users is also increasing. When paying at different merchants, it is not easy to manage, and many opportunities to enjoy discounts will be missed.
And further, it may cause the problem of unnecessary loss caused by missing the monitoring of a certain card

Method used

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  • Intelligent payment method based on different merchants
  • Intelligent payment method based on different merchants
  • Intelligent payment method based on different merchants

Examples

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Embodiment Construction

[0030] The specific embodiments of the present invention will be further described below in conjunction with the accompanying drawings. It should be noted here that the descriptions of these embodiments are used to help understand the present invention, but are not intended to limit the present invention. In addition, the technical features involved in the various embodiments of the present invention described below may be combined with each other as long as they do not constitute a conflict with each other.

[0031] A smart payment method based on different merchants, such as figure 1 shown, including the following steps:

[0032] Step 1: Enter the brand type of the card held by the user into the mobile terminal in turn and lock it; the type of card held by the user includes various types of cards such as bank cards and / or merchant loyalty cards and / or merchant recharge cards, and bank cards include savings cards and / or credit card, etc., users can add according to the type...

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Abstract

The invention discloses an intelligent payment method based on different merchants. The method comprises the steps of (1) orderly inputting brand types of cards held by a user into a mobile terminal and carrying out locking, (2) activating the mobile terminal after receiving a payment request, (3) locking a merchant and downloading real-time discount information of the merchant, (4) matching the discount information and information of the cards held by the user and giving a payment scheme, and (5) storing payment information and locking the mobile terminal. According to different merchants, combined with the cards held by the user, the optimal payment is carried out, thus the user can enjoy a most preferential consumption mode, the management and monitoring of the cards held by the user are facilitated, and the convenience of user consumption is greatly improved.

Description

technical field [0001] The invention relates to mobile payment, in particular to an intelligent payment method based on different merchants. Background technique [0002] For different service groups, major banks have launched their own distinctive bank cards, and most of the major banks cooperate with merchants, and designated stores can enjoy discounts for consumption with designated bank cards, so as to promote banks and merchants. In addition, merchants will also launch merchant stored-value cards or point cards to attract users' consumption. Therefore, the number of cards held by users is increasing. When paying at different merchants, it is not easy to manage, and many opportunities to enjoy discounts will be missed. And further, it may cause the problem of unnecessary losses caused by missing the monitoring of a certain card. Contents of the invention [0003] The technical problem to be solved by the present invention is to provide an intelligent payment method ba...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q30/02G06Q30/06G06Q20/32G06Q20/34
CPCG06Q20/325G06Q20/341G06Q20/349G06Q30/0208G06Q30/0229G06Q30/0639
Inventor 王玉环
Owner 佛山杰致信息科技有限公司
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