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Method and system for dynamically linking quotes to trading accounts

An account and transaction technology, applied in the link field of quotes and transaction accounts

Active Publication Date: 2021-08-17
MASTERCARD INT INC
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

In addition, the system itself may be improved, as quote providers do not need to modify existing systems or upgrade to new systems to add functionality for new communications and protocols not currently in use

Method used

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  • Method and system for dynamically linking quotes to trading accounts
  • Method and system for dynamically linking quotes to trading accounts
  • Method and system for dynamically linking quotes to trading accounts

Examples

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Embodiment Construction

[0022] Glossary of terms

[0023] Payment Network - A system or network for transferring money through the use of cash substitutes. Payment networks can use a variety of different protocols and procedures to handle money transfers for various transactions. Transactions that may be performed through the payment network may include product or service purchases, credit purchases, debit transactions, funds transfers, account withdrawals, and the like. The payment network may be configured to perform transactions through cash substitutes, which may include payment cards, letters of credit, checks, transaction accounts, and the like. Examples of networks or systems configured to function as payment networks include American operating networks or systems. The use of the term "payment network" herein may refer to the payment network as an entity as well as the physical payment network, such as the devices, hardware and software that make up the payment network.

[0024] Tra...

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PUM

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Abstract

A method for linking a transaction account with an offer includes: storing a plurality of account profiles, each profile including data related to a transaction account including an account identifier; receiving offer data from an entity, the data including data related to a user data relating to an offer to purchase a good or service; store an offer data entry, the data entry including offer data; generate an offer identifier associated with the offer data; send the offer identifier to the entity; receive offer acceptance a notification that includes a particular account identifier and an offer identifier; identifying a particular account profile that includes the particular account identifier; and updating at least one of the particular account profile and the offer data entry to indicate the relevant transaction Account and quote data link.

Description

[0001] Cross References to Related Applications [0002] This application claims priority to US Patent Application Serial No. 14 / 744,696, filed June 19, 2015, the contents of which are hereby incorporated by reference in their entirety. technical field [0003] The present disclosure relates to the linking of quotes and trading accounts, and in particular to the use of specially generated quote identifiers (eg, encoded in uniform resource locators) to provide quotes to be linked to by users associated with trading accounts for use in Payment transaction. Background technique [0004] Merchants, product manufacturers, retailers, advertisers, content providers, and other entities often try various methods to get consumers to buy more of a product or to purchase a product from a particular merchant or location. Common methods used are to provide consumers with offers, coupons, discounts, special deals, etc., for goods or services, collectively referred to herein as "offers." ...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q30/02
CPCG06Q40/04G06Q20/30G06Q20/401G06Q30/0283G06Q30/0207G06Q30/0631
Inventor J-I·赛罗里欧-马丁内斯S·纳拉亚南
Owner MASTERCARD INT INC