Processing method, device and apparatus for predicting insurance business risks

A technology of risk forecasting and processing methods, applied in forecasting, data processing applications, finance, etc., can solve problems such as difficulty in adapting to risk forecasting requirements, accuracy of loss variables, etc., and achieve the effect of a reliable risk forecasting implementation plan

Inactive Publication Date: 2018-10-23
ADVANCED NEW TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0004] However, with the continuous increase of auto insurance business, Internet data has shown various types and massive data growth, and the traditional GLM model system has become more and more restricted. The shopping and habits of the crowd are related, and different consumption habits cha

Method used

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  • Processing method, device and apparatus for predicting insurance business risks
  • Processing method, device and apparatus for predicting insurance business risks
  • Processing method, device and apparatus for predicting insurance business risks

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Embodiment Construction

[0030] In order to enable those skilled in the art to better understand the technical solutions in this specification, the technical solutions in the embodiments of this specification will be clearly and completely described below in conjunction with the drawings in the embodiments of this specification. Obviously, the described The embodiments are only some of the embodiments in this specification, not all of them. Based on one or more embodiments in this specification, all other embodiments obtained by persons of ordinary skill in the art without creative efforts shall fall within the scope of protection of the embodiments of this specification.

[0031] With the development of computer and Internet technology, the amount of data is increasing rapidly. The classification of data features in insurance business risk prediction is also more and more multi-dimensional and detailed. The impact of many variables on the screening classification exists in a non-linear manner, for e...

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Abstract

Embodiments of the invention disclose a processing method, device and apparatus for predicting insurance business risks. By utilizing the processing method, device and apparatus, a calculation gradient decision-making tree is imported in insurance business risk prediction, so that risks of insurance business data with nonlinear relationships in insurance businesses can be predicted, relative risksize relationships after risk prediction can be output, sorted risk prediction results represent relative sizes of risks between different users, and another more reliable insurance business risk prediction scheme can be provided.

Description

technical field [0001] The embodiment scheme of this specification belongs to the technical field of computer data processing for insurance business risk prediction, and in particular relates to a processing method, device and processing equipment for insurance business risk prediction. Background technique [0002] Motor vehicle insurance, namely auto insurance (or auto insurance for short), refers to a commercial insurance that is liable for compensation for personal injury or property loss caused by motor vehicles due to natural disasters or accidents. With the development of the economy, the number of motor vehicles continues to increase. At present, auto insurance has become one of the largest types of insurance in China's property insurance business. [0003] When a user purchases vehicle insurance, the insurance company usually conducts a risk assessment on the user, and the result of the risk assessment will directly affect the insured amount and preferential treatme...

Claims

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Application Information

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IPC IPC(8): G06Q40/08G06Q10/04
CPCG06Q10/04G06Q40/08
Inventor 吴龙凤陈石秋慧张泰玮陈诗奕
Owner ADVANCED NEW TECH CO LTD
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