A method for processing online loan business data
A technology of business data and processing methods, applied in the field of data processing, can solve problems such as prone to downtime and low data processing efficiency, and achieve the effect of solving repayment allocation and reducing lock-up time
Active Publication Date: 2022-05-10
优赛恒创科技发展(北京)有限公司 +1
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Problems solved by technology
[0016] In order to solve the problems of low data processing efficiency and prone to downtime of the above-mentioned Internet loan platform, the present invention provides a method for processing online loan business data. , business type and credit application ID (loanId) are stored, and whether the lock can be obtained is determined through calculation and judgment in the program. The lock method is called at the beginning of the business process of repayment distribution, overdue distribution and transfer of creditor's rights, and when the business process ends Call the unlock method. This method does not need to lock the entire business process to implement distributed locks. It only needs to lock before and after the operation of the Hashes data structure of Redis. The locking time is greatly reduced, thus solving the problem of business concurrency
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[0074] The specific implementation manners of the present invention will be further described below in conjunction with the drawings and examples. The following examples are only used to illustrate the technical solution of the present invention more clearly, but not to limit the protection scope of the present invention.
[0075] The online loan business data processing method of the present invention uses the Hashes data structure (rmap) of Redis to realize the online loan business processing, and needs to judge whether the lock can be obtained when the business process starts, and lock the Hashes data structure (rmap) of Redis Operations to determine whether the business can enter the business process. At the end of the business processing flow, perform the unlock operation operation of Redis Hashes data structure (rmap) data deletion. Since Redis's Hashes data structure (rmap) has a very short calculation time, it can avoid locking the entire business process.
[0076] l...
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The invention provides a method for processing online loan business data. The method uses the Hashes structure of Redis to realize online loan business processing, without locking the entire business process, and judging whether it is possible at the beginning of the business process of repayment distribution, overdue distribution and transfer of creditor's rights Acquire the lock, and call the Hashes data structure of Redis to perform the locking operation; at the end of the business process, call the Hashes data structure of Redis to perform the unlocking operation of data deletion, thereby reducing the workload and realizing short operation, judgment and locking time and high-efficiency technical effects. In addition, this method also realizes the transfer of creditor's rights and the transfer of creditor's rights in the case of the same loan application ID and different creditor's right ID, while other business scenarios cannot be concurrent, and solves the problem that different creditor's rights under the same loan application cannot be simultaneously operated Dealing with problems, thus greatly improving business efficiency.
Description
technical field [0001] The invention relates to the technical field of data processing, in particular to a data processing method for online loan business. Background technique [0002] In the initial stage of online loan business development, the company experienced a stage of brutal growth and rapid market capture. At this stage, all business is geared towards quick realization. Creditor's rights data is at the bottom of online loans, and it is also the core data. Almost all business processes will calculate and update creditor's rights data. For data consistency problems caused by business process concurrency, the traditional technical solution adopts a relatively simple and distributed relational database pessimistic lock for update method. When a creditor's right data is queried, the creditor's right data is locked, and other businesses need to wait to add, delete, modify, and check the data, and the next business will not be allowed until the calculation and update o...
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IPC IPC(8): G06Q40/02G06F9/52
CPCG06F9/524G06Q40/03
Inventor 常军张晨高鹏
Owner 优赛恒创科技发展(北京)有限公司