A risk control model based on Internet of Things

Abstract

The invention relates to the technical field of financial risk control, and discloses an Internet of Things-based risk control model, which comprises the following steps of: obtaining real-time behavior information and goods transfer information, and putting the real-time behavior information and the goods transfer information into Internet of Things equipment; The risk control calculation unit isused for receiving the real-time behavior information and the goods circulation information acquired by the Internet of Things equipment and realizing information calculation and comparison; the riskcontrol calculation unit comprises an inventory risk control unit for monitoring inventory data in real time; The account object risk control unit is used for proofreading account making data and goods circulation information fed back by the Internet of Things equipment; The behavior risk control unit is used for monitoring real-time behavior information in real time; The hardware risk control unit is used for monitoring the working state of the Internet of Things equipment in real time; And the super-generation wind control unit is used for monitoring the warehouse-out quantity. The Internetof Things device obtains objective non-tampering behavior real-time behavior information and goods circulation information and sends the objective non-tampering behavior real-time behavior information and goods circulation information to the risk control calculation unit, the risk control calculation unit compares and calibrates information fed back by the Internet of Things device with pre-stored warehouse receipt information, the risk of manual tampering is eradicated, and warehouse receipt safety is improved.

Description

technical field [0001] The invention relates to the technical field of financial risk control, in particular to a risk control model based on the Internet of Things. Background technique [0002] As a new type of storage transaction and mortgage method, financial warehouse receipts are widely used by banks and storage companies with the popularization of Internet applications. The small and medium-sized enterprises mortgage the goods to the bank. The bank evaluates the value of the goods by itself or entrusts a third-party evaluation company. The bank grants corresponding loans to the small and medium-sized enterprises according to the evaluation results. At the same time, the bank entrusts the logistics and warehousing company to store and supervise the mortgaged goods. [0003] However, the current tracking and monitoring technology for warehouse receipts is relatively weak, the impact of human factors is relatively large, and there is a lack of objective and non-tamperabl...

AI Technical Summary

Problems solved by technology

However, the technical solution disclosed in the above-mentioned invention only solves the problem that the source and authenticity of the goods cannot be authenticated, but it cannot be timely supervised for some illegal operations, such as artificial false reporting or false reporting of the amount of storage or delivery. , and out-of-warehouse operations within non-specified time, etc., there is still no way to realize the functions of timely monitoring and alarm

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