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Settlement channel sorting method, settlement method and device

A sorting method and channel technology, applied in the Internet field, can solve the problems of low efficiency and long settlement processing time, and achieve the effect of improving settlement efficiency and saving settlement processing time.

Inactive Publication Date: 2019-05-21
LAKALA PAYMENT CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0006] In view of this, an embodiment of the present invention provides a settlement channel sorting, settlement method and device, server, and computer-readable storage medium to solve the problems of long settlement processing time and low efficiency in the prior art

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  • Settlement channel sorting method, settlement method and device
  • Settlement channel sorting method, settlement method and device
  • Settlement channel sorting method, settlement method and device

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Embodiment Construction

[0028] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below in conjunction with the drawings in the embodiments of the present invention. Obviously, the described embodiments It is a part of embodiments of the present invention, but not all embodiments. Based on the embodiments of the present invention, all other embodiments obtained by those skilled in the art without creative efforts fall within the protection scope of the present invention.

[0029] figure 1 It shows a settlement channel sorting method according to an embodiment of the present invention, which is applicable to the server of the acquiring institution, and is used to count the settlement tasks that need to be settled on the day, and determine the settlement channel sorting corresponding to each settlement task, so as to facilitate ...

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PUM

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Abstract

The embodiment of the invention discloses a settlement channel sorting method, settlement method and device. The settlement channel sorting method comprises the steps of obtaining a plurality of settlement tasks and a plurality of settlement channels; dividing the plurality of settlement tasks into at least one settlement task group, wherein the settlement tasks in each settlement task group havethe same or similar settlement channel requirements; obtaining the use probability of at least one corresponding settlement channel in the settlement task group; and sorting the settlement channels according to the use probability to obtain a settlement channel sequence corresponding to the settlement task group.

Description

technical field [0001] The invention relates to the technical field of the Internet, in particular to a settlement channel sorting and settlement method and device. Background technique [0002] With the popularization of credit card payment and various electronic payments, more and more transactions between consumers and merchants use credit card payment and various electronic payments to replace cash payments. [0003] When a consumer pays by swiping a card or electronically, the money is not directly transferred from the consumer's bank account to the merchant's bank account, but is initiated by the merchant through the acquirer to the consumer's bank account on the T day (transaction day). For account deduction, in a certain period of time after T+1 day, the acquirer shall deduct the total receivables of the merchant on the previous trading day (the deduction of all transactions on the previous trading day minus the handling fee) sum) to the merchant, this process is ca...

Claims

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Application Information

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IPC IPC(8): G06Q10/06
Inventor 梁宝生刘晓华林文荣向建朝宋文聂梁
Owner LAKALA PAYMENT CO LTD