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Credit virtual money generation device and credit virtual money management device

A technology of virtual currency and generating device, applied in the field of devices for generating credit virtual currency

Pending Publication Date: 2019-10-11
SHINHAN CARD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, there is a limitation that credit card transactions can only be executed through a user terminal controlled by a person or person

Method used

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  • Credit virtual money generation device and credit virtual money management device
  • Credit virtual money generation device and credit virtual money management device
  • Credit virtual money generation device and credit virtual money management device

Examples

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Embodiment Construction

[0037] Regarding the implementation, the specific descriptions in terms of structure and skills are disclosed for the purpose of example only, and can be modified into various forms. Therefore, the embodiments are not limited to the specific disclosed form, and the scope of the present specification includes changes, equivalents, or substitutions included in the technical idea.

[0038] Terms such as 1st or 2nd may be used when describing a plurality of constituent elements, but these terms should be disclosed for the purpose of distinguishing one constituent element from another. For example, the first constituent element can be named as the second constituent element, and similarly, the second constituent element can be named as the first constituent element.

[0039] When a certain constituent element is referred to as "connected" with another constituent element, it should be understood that another constituent element may be directly connected or directly connected to the...

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Abstract

Provided is a virtual currency generation apparatus including a blockchain generator configured to generate a blockchain including a virtual currency that is generated based on a credit limit of a consumer and to update the blockchain based on payment details; an account manager configured to manage multi-signatures of a plurality of accounts sharing the blockchain; and a transaction generator configured to store a transaction condition corresponding to each of the plurality of accounts and to proceed with a payment using the virtual currency based on the transaction condition.

Description

technical field [0001] The following description relates to a device for generating credit virtual money and a device for managing credit virtual money. More specifically, the following description relates to a user terminal using credit virtual money and a credit card company server that issues and manages credit virtual money. [0002] technical background [0003] So far, in credit transactions, payment has been made through VAN (Value Added Network) or PG (Payment Gateway) that connects consumers, franchised stores, and credit card companies. Because the existing method is that VAN or PG respectively mediate transactions, and charge fees according to the number of transactions. If we do not invent new checkout processors that do not go through VAN and PG, we will have to face difficulties in reducing franchise store procedures. fee predicament. [0004] And recently, it is trying to use the application (APP:Application) to the application to check out by transferring mo...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/06G06Q20/36
CPCG06Q20/065G06Q20/36G06Q20/3678G06Q20/3825G06Q20/3829G06Q20/2295G06Q20/405H04L9/50G06Q20/3674G06Q20/3827G06Q20/0658G06Q20/389G06Q2220/00
Inventor 金正秀曹文一金致宪金荣焕金学范郑胜采
Owner SHINHAN CARD
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