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House securitization method and device based on block chain

A blockchain and house technology, applied in the computer field, can solve problems such as cumbersome transaction methods

Pending Publication Date: 2020-01-10
BEIJING AIMORECE TECH CO LTD
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  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

However, the existing trading methods are relatively cumbersome

Method used

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  • House securitization method and device based on block chain
  • House securitization method and device based on block chain
  • House securitization method and device based on block chain

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Embodiment Construction

[0026] In order to make the objectives, technical solutions, and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be described clearly and completely in conjunction with the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments It is a part of the embodiments of the present invention, not all the embodiments. Based on the embodiments of the present invention, all other embodiments obtained by those of ordinary skill in the art without creative work shall fall within the protection scope of the present invention.

[0027] The embodiment of the present invention provides a method and device for house securitization based on block chain. figure 1 An exemplary architecture applying the embodiments provided in this application is shown.

[0028] Such as figure 1 As shown, the exemplary architecture may include one or more terminals 101, one or more co...

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Abstract

The embodiment of the invention provides a house securitization method and device based on a block chain. The method comprises: issuing a first number of first tokens on the first block chain based onthe freezing certificate of the house; allocating the first number of first tokens to the owner based on the first block chain based on the owner of the house and the owned share; determining a firstincome of the house in a freezing period and an address of a second block chain corresponding to each owner, the second block chain being used for storing the first income; and sending the first earnings to the addresses of the second block chains corresponding to the owners in equal proportion according to the number of the first tokens owned by the owners. According to the embodiment of the invention, the method achieves the securitization of the inseparable lands based on the block chain, and then carries out the transaction at an exchange through the public and transparent characteristicsof the block chain, reduces the transaction risk of a user, and improves the transaction experience of the user.

Description

Technical field [0001] The invention relates to the field of computer technology, in particular to a method and device for house securitization based on block chain. Background technique [0002] House property rights refer to the rights enjoyed by the owner of the house in accordance with national laws, that is, the sum of all the rights and interests of the house, that is, the right of the house owner to possess, use, profit and dispose of the house property. House ownership consists of two parts: house ownership and land use right. The term of house ownership is permanent, while the land use right varies from 40, 50 or 70 years according to relevant laws and regulations. It is automatically renewed upon expiration, and the renewal fee is 1% at the time- 10% to increase income (that is, land use right transfer fees). However, the existing transaction methods are more cumbersome. Summary of the invention [0003] Based on the above-mentioned problems, the embodiments of the pre...

Claims

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Application Information

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IPC IPC(8): G06Q50/16G06Q40/04G06Q40/06
CPCG06Q40/04G06Q40/06G06Q50/167
Inventor 吉建勋杨慧
Owner BEIJING AIMORECE TECH CO LTD
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