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Acquiring institution client drainage method, server and terminal

A server and terminal technology, used in instruments, data processing applications, computing, etc., to solve problems such as inability to obtain user personal information and inability to achieve customer drainage.

Pending Publication Date: 2020-06-30
CHINA CONSTRUCTION BANK
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

For acquiring institutions, customers directly contact card issuers and merchants, but not directly contact acquiring institutions, and acquiring institutions only know the user's bank card and other account information and transaction information, and cannot obtain the user's personal information. In this way, it is impossible to achieve customer attraction

Method used

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  • Acquiring institution client drainage method, server and terminal
  • Acquiring institution client drainage method, server and terminal
  • Acquiring institution client drainage method, server and terminal

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Embodiment Construction

[0054] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0055] In one or more embodiments of the present application, preferential rights and interests refer to the general term of reduced payment amount or additional rights and interests that customers can obtain during consumption, such as coupons, red envelopes, delivery coupons, etc.

[0056] In one or more embodiments of this application, according to the "Administrative Measures for Bank Card Acquiring Business", the acquiring institution is a banking financia...

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PUM

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Abstract

The invention provides an acquiring institution client drainage method, a server and a terminal. The method comprises the steps: transmitting transaction information and discount right information toa merchant terminal, and feeding back the discount right information to a user through the merchant terminal so that a user can download an acquiring institution terminal according to the discount right information and send an obtaining request corresponding to obtaining of the discount right information to the acquiring institution terminal; receiving the acquisition request transmitted by an acquiring mechanism terminal, and determining corresponding preferential rights and interests according to the acquisition request; and sending the preferential rights and interests to a user account ofthe acquiring institution terminal. According to the invention, the discount rights and interests can be fed back to the user through the merchant terminal, and the user is attracted to download and register the terminal of the acquirer, so the customer diversion of the acquirer is realized, and the customer can be better served.

Description

technical field [0001] The invention relates to the technical field of Internet consumption, in particular to a method for attracting customers of an acquiring institution, a server and a terminal. Background technique [0002] At present, with the development of computer networks, people mainly use bank cards or third-party payment institutions for payment and settlement when they consume offline. The acquirer, as a clearing institution, installs POS machines at the special merchants. After the user spends at the special merchants, he uses the POS machine to swipe the cardholder's bank card or the account of a third-party payment institution to complete the payment settlement. [0003] Merchants, card issuers, and third-party payment agencies compete fiercely for customers. They attract users to use them again by giving them some preferential rights such as coupons or points, so as to achieve customer drainage. For acquiring institutions, customers directly contact card is...

Claims

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Application Information

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IPC IPC(8): G06Q30/02
CPCG06Q30/0208G06Q30/0239G06Q30/0234G06Q30/0236
Inventor 梁明坚杜智铨莫华玺陆江平丁水清邹颖陈婉婉
Owner CHINA CONSTRUCTION BANK