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Insurance policy processing method and system for insurance B2B cooperative service

A processing system and processing method technology, which are applied in the field of policy processing methods and systems for insurance B2B cooperative business, and can solve the problems of long processing cycle and error-prone problems of policy business data and premium financial data.

Active Publication Date: 2020-06-30
PEOPLE'S INSURANCE COMPANY OF CHINA
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The purpose of the present invention is to provide a policy processing method and system for insurance B2B cooperation business, so as to solve the problem that the processing cycle of policy business data and premium financial data is long and error-prone in the process of insurance cooperation business

Method used

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  • Insurance policy processing method and system for insurance B2B cooperative service
  • Insurance policy processing method and system for insurance B2B cooperative service

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Embodiment Construction

[0027] In order to facilitate the understanding of the present invention, the present invention will be described more fully below with reference to the associated drawings. A preferred embodiment of the invention is shown in the drawings. However, the present invention can be embodied in many different forms and is not limited to the embodiments described herein. Rather, these embodiments are provided so that the disclosure of the present invention will be thorough and complete.

[0028] Unless otherwise defined, all technical and scientific terms used herein have the same meaning as commonly understood by one of ordinary skill in the technical field of the invention. The terms used herein in the description of the present invention are for the purpose of describing specific embodiments only, and are not intended to limit the present invention. As used herein, the term "and / or" includes any and all combinations of one or more of the associated listed items.

[0029] An emb...

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PUM

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Abstract

The invention provides an insurance policy processing method and system for an insurance B2B cooperative service. The insurance policy processing method comprises the steps that a third-party partnersells insurance products of an insurance company on a T-day line, generates insurance policy data in real time, compares the insurance policy data with insurance policy data of a financial system, identifies a unique batch reconciliation code for the insurance policy data if data comparison succeeds, and sends the batch reconciliation code to the third-party partner; the third-party partner transfers the total insurance premium of the insurance policy data to an insurance company for T days, and marks the corresponding batch reconciliation code on the account transfer list at the same time; and bank flow data in the financial system is queried according to the batch reconciliation code, and if query succeeds, enabling the insurance policy processing system to be in butt joint with the financial system to associate the insurance policy data with the bank flow data. The insurance company insurance policy business data and insurance premium financial data can be automatically received andclaimed, and the processing efficiency and accuracy of the insurance policy business data and the insurance premium financial data are improved.

Description

technical field [0001] The invention relates to the field of insurance cooperation business processing, in particular to a policy processing method and system for insurance B2B cooperation business. Background technique [0002] At present, insurance companies cooperate with third-party partners for business. The third-party partners sell the insurance products of the insurance company online. Qualified partners collect premiums on their behalf and generate insurance policy information by connecting with the policy processing system. After the partner and the insurance company confirm through the two-way reconciliation of the ledger list on a monthly basis, the aggregated premiums are paid to the insurance company's account through a corporate transfer, and the insurance company manually claims the policy data in the financial system one by one. Association with financial data is received. [0003] The current solution requires a lot of manual operations during the reconcil...

Claims

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Application Information

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IPC IPC(8): G06Q40/08G06Q40/00
CPCG06Q40/08G06Q40/125
Inventor 张坚李兢业骆俊霖陈喜庆何仙梅
Owner PEOPLE'S INSURANCE COMPANY OF CHINA
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