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Method and device for predicting fund freezing duration, electronic equipment and storage medium

A technology for freezing funds and predicting results. It is applied in the field of data operation and maintenance and can solve problems such as inconsistent fund freezing durations.

Pending Publication Date: 2020-10-09
BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] In view of this, this application provides a method, device, electronic device and storage medium for predicting the duration of fund freezing, which can predict a fund freezing period for users based on their own conditions and provide users with reference to solve the problem that sometimes users may not be sufficient. Considering your own situation, you will set a question about the length of fund freezing that will not match your own situation

Method used

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  • Method and device for predicting fund freezing duration, electronic equipment and storage medium
  • Method and device for predicting fund freezing duration, electronic equipment and storage medium
  • Method and device for predicting fund freezing duration, electronic equipment and storage medium

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Embodiment approach

[0059] Optionally, in another embodiment of the present application, an implementation of step S101 includes:

[0060] Collect the feature data of the user's deposit certificate.

[0061] Perform data preprocessing on feature data.

[0062] It should be noted that the feature data of the user's deposit certificate is collected by using the search function, and then these data are preprocessed. In order to better put these data into the application network model for calculation, these data can be converted according to the same standard , to improve the convergence speed and effect of data calculation in the neural network model.

[0063] S102. Input the characteristic data into the pre-built neural network model for calculation, and obtain the prediction result of the fund freezing time; wherein, the neural network model is constructed in advance according to the historical characteristic data of the user's deposit certificate.

[0064] It should be noted that after obtainin...

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Abstract

The invention provides a method and device for predicting fund freezing duration, electronic equipment and a storage medium, and the method comprises the steps: obtaining the feature data of a depositcertificate of a user, wherein the feature data comprises a deposit certificate type, a deposit account type, a deposit certificate purpose and a deposit certificate frozen amount; and then inputtingthe feature data into a pre-constructed neural network model for operation to obtain a prediction result of the fund freezing duration, wherein the neural network model is constructed in advance according to historical feature data of a user deposit certificate. Therefore, the fund freezing duration can be predicted for the user in combination with the condition of the user and provided for the user for reference so that the problem that the fund freezing duration which does not accord with the condition of the user is set when the condition of the user is not fully considered at some time issolved.

Description

technical field [0001] The present application relates to the technical field of data operation and maintenance, and in particular to a method, device, electronic equipment and storage medium for predicting the duration of fund freezing. Background technique [0002] In some cases, such as studying abroad, going abroad for a visa, immigrating abroad, traveling abroad, visiting relatives, etc., it may be necessary to go to the bank to issue a deposit certificate. When issuing a deposit certificate, the user can set the freezing period of the deposit by himself. [0003] When the user issues a certificate of deposit, the user can set the freezing period by himself. Sometimes the user may not fully consider his own situation and will set a fund freezing period that is inconsistent with his own situation. For example, the set fund freezing period is too long If it is too short or too long, it may cause some inconvenience to users. Contents of the invention [0004] In view of...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02G06Q10/04G06N3/02
CPCG06N3/02G06Q10/04G06Q40/02
Inventor 徐雪梅
Owner BANK OF CHINA