Payment processing method, device and system

A processing method and technology for payment requests, applied in the Internet field, can solve problems such as the inability to effectively avoid abnormal or improper payments by other users, and achieve the effect of improving payment security.

Active Publication Date: 2020-11-10
ALIPAY COM
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  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0004] The embodiments of this specification provide a payment processing method, device and system, which are used to solve the problem that other users cannot effectively avoid abnormal or improper payments when other users use the user's payment application to make payment

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  • Payment processing method, device and system
  • Payment processing method, device and system
  • Payment processing method, device and system

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Embodiment Construction

[0067] In order to enable those skilled in the art to better understand the technical solutions in the embodiments of this specification, the technical solutions in the embodiments of this specification will be clearly and completely described below in conjunction with the drawings in one or more embodiments of this specification Obviously, the described embodiments are only some of the embodiments in this specification, not all of them. Based on the embodiments in this specification, all other embodiments obtained by persons of ordinary skill in the art without creative efforts shall fall within the scope of protection of this document.

[0068] At present, in order to improve the convenience of using payment applications, users usually allow other users to use their own payment applications to make payments. For example, they can allow their children, parents, relatives and friends to use their own payment applications to make payments. However, when other users use the user...

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Abstract

The embodiment of the invention provides a payment processing method, device and system, and the method comprises the steps: receiving payment information transmitted by a payment service side when the payment service side receives a payment request initiated by a first user; under the condition of determining that the payment request is normal, determining whether to perform forced risk control on the payment request or not based on the payment information and a forced risk control rule preset by a second user so as to enhance risk control on the payment request; under the condition that forced risk control is carried out on the payment request, determining a forced risk control strategy for the payment request; and sending the forced risk control strategy to the payment service party, wherein the payment service party processes the payment request based on the forced risk control strategy.

Description

technical field [0001] This document relates to the field of Internet technologies, and in particular to a payment processing method, device and system. Background technique [0002] At present, in various payment scenarios, more and more users use payment applications to make payments. For example, in payment scenarios such as offline shopping and online transactions, users can use payment applications to make payments. The use of payment applications has brought great convenience to people's daily life. [0003] Usually, in order to improve convenience, the user will allow other users (such as the user's children or elders) to use their own payment application to pay. However, when other users use the user's payment application to pay, abnormal payment or abnormal The situation of legitimate payment brings great property loss to the user, but currently there is still a lack of an effective solution to solve the above problems. Contents of the invention [0004] The emb...

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40G06Q20/38
CPCG06Q20/4016G06Q20/4014G06Q20/40145G06Q20/382
Inventor 马连杰葛菊萍李凯明
Owner ALIPAY COM
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