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Loan data interaction method, system and device and storage medium

An interactive method and data technology, applied in the financial field, can solve the problems of inconvenient operation and maintenance, inability to guarantee system stability, increase development costs, etc., and achieve the effect of fast and convenient interaction of loan data

Pending Publication Date: 2020-11-20
深圳市乐信信息服务有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Repeatedly develop codes with the same function, which not only increases the development cost, but also is not convenient for later operation and maintenance
When more and more funding parties are connected, it is impossible to quickly access the funding parties, nor can it meet the different needs of each funding party, let alone guarantee the stability of the system

Method used

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  • Loan data interaction method, system and device and storage medium
  • Loan data interaction method, system and device and storage medium
  • Loan data interaction method, system and device and storage medium

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0045] like figure 1 As shown, Embodiment 1 of the present invention provides a loan data interaction method, system, device, and storage medium, the method including:

[0046] S110. Obtain the first loan data and the first data format input by the lender, where the first data format is a data format required by the funder.

[0047] In this embodiment, the loan data interaction method can be used for loan data interaction between the funder and the lender, where the funder is the party that provides the loan funds, the lender is the party that receives the loan funds, and the funder can be a bank or other enterprises , the lender can be an enterprise. After completing the loan, the lender needs to upload the loan data to the funder.

[0048] Specifically, the first loan data and the first data format input by the lender can be obtained first, wherein the first data format is the data format required by the funder, that is, the funder will send the data format used by itself ...

Embodiment 2

[0058] Such as figure 2 and image 3 As shown, Embodiment 2 of the present invention provides a loan data interaction method. Embodiment 2 of the present invention is a further explanation on the basis of Embodiment 1 of the present invention, as shown in figure 2 As shown, the method includes:

[0059] S210. Obtain the image of the loan contract and the lending document input by the lender.

[0060] S220. Extract key field information in the loan contract image.

[0061] S230. Compare the key field information with the payment file to verify the payment file.

[0062] In this embodiment, before obtaining the third loan data input by the lender, in order to ensure that the loan task process corresponding to the third loan data is correct, a verification is also required. Specifically, the loan contract image and Loan documents, where the loan contract image can be a photo of the loan contract, and then use image recognition technology to extract key field information in ...

Embodiment 3

[0080] Such as Figure 4 As shown, the third embodiment of the present invention provides a loan data interaction system 100, the loan data interaction system 100 provided by the third embodiment of the present invention can execute the loan data interaction method provided by any embodiment of the present invention, and has The corresponding functional modules and beneficial effects of the execution method. The loan data interaction system 100 includes a data acquisition module 200 , a format conversion module 300 , a protocol acquisition module 400 and a data upload module 500 .

[0081] Specifically, the data acquisition module 200 is used to acquire the first loan data and the first data format input by the lender, and the first data format is the data format required by the funder; the format conversion module 300 is used to The format converts the first loan data into the second loan data; the protocol acquisition module 400 is used to obtain the first server of the fun...

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Abstract

The embodiment of the invention discloses a loan data interaction method, system and device and a storage medium. The method comprises the steps of obtaining first loan data and a first data format input by a loan party, wherein the first data format is a data format required by a fund party; converting the first loan data into second loan data according to the first data format; obtaining a firstserver of the fund party and first transmission protocol information of the first server; and uploading the second loan data to the first server according to the first transmission protocol information. According to the embodiment of the invention, loan data interaction with a fund party is realized quickly and conveniently.

Description

technical field [0001] The embodiments of the present invention relate to financial technology, and in particular to a loan data interaction method, system, device and storage medium. Background technique [0002] For an Internet finance company, in order to provide better services, sufficient funds are a necessary guarantee. In the rapid development of enterprises, more loan channels and loan lines provided by capital parties are needed to meet the external business of enterprises and reduce the loss of users due to capital problems. [0003] Due to the rapid development of the company's business and more and more funding parties, the traditional business system needs to redevelop a post-loan data interaction process every time a new partner is added or the partner's fund business is accessed. Repeated development of codes with the same function not only increases the development cost, but also makes it difficult for later operation and maintenance. When more and more fun...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02
CPCG06Q40/03
Inventor 易银平乔迁高斌
Owner 深圳市乐信信息服务有限公司
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