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A Decentralized Identity Method Based on Relayer Cross-chain for Mortgage Loans

A decentralization and repeater technology, applied in instruments, data processing applications, finance, etc., can solve the problems of centralized storage and poor applicability, and achieve the effects of good adaptability, good reliability, and privacy protection

Active Publication Date: 2022-07-05
BEIJING INSTITUTE OF TECHNOLOGYGY
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0006] The purpose of the present invention is to solve the defects of centralized storage and poor applicability in the existing mortgage decentralized identity storage technology, and propose a decentralized identity method based on repeater cross-chain for mortgage loans, using relay The cross-chain channel model of the server ensures the safe storage and data exchange of the decentralized identity authentication of the collateral

Method used

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  • A Decentralized Identity Method Based on Relayer Cross-chain for Mortgage Loans
  • A Decentralized Identity Method Based on Relayer Cross-chain for Mortgage Loans
  • A Decentralized Identity Method Based on Relayer Cross-chain for Mortgage Loans

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Embodiment

[0064] The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the accompanying drawings in the embodiments of the present invention. The described embodiments are only some, but not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by those of ordinary skill in the art without creative efforts shall fall within the protection scope of the present invention.

[0065] like figure 2 shown, a relayer-based cross-chain decentralized identity method for mortgage loans.

[0066] This embodiment details the storage of decentralized identity and the service of verifiable claims in a blockchain-enabled mortgage loan scenario. Example scenarios are as follows:

[0067] In the scenario of a bank car mortgage loan, a loan applicant, A, uses a car as collateral to apply for a loan from a lending bank, Bank B, and Bank B has services suc...

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Abstract

The invention relates to a decentralized identity method based on a repeater cross-chain oriented to mortgage loans, and belongs to the technical field of block chain applications. This method aims at the defects of centralized storage and poor applicability of the existing collateral decentralized identity storage technology, and adopts the blockchain to store the decentralized identity and verifiable claim data, eliminating the control of the digital identity by the centralized institution , users can selectively share identity information to protect the privacy of identity-sensitive data; by using two blockchain networks, the mortgage identity authentication business and the mortgage loan business are separated; two blocks are realized by anchoring the repeater Mutual trust connection between chains. At the same time, the cross-chain data exchange between peer nodes on different chains is realized by matching channels. Compared with the prior art, the method has good reliability and adaptability.

Description

technical field [0001] The invention relates to a decentralized identity method for mortgage loans, and belongs to the technical field of block chain applications. Background technique [0002] The global identity and access management market has continued to expand in recent years. However, there are a number of problems with centralized identity and access management. Identity issuance and authentication are determined by centralized organizations, and there is a risk of privacy leakage. Additionally, the independent management of each organization makes it difficult to share identity information across different platforms. Decentralized identities advocate that digital identities are owned and controlled by users, who can choose to share digital identities to protect privacy. According to the definition given by the documents of the World Wide Web Consortium, a decentralized identity is a new type of identifier with the properties of global uniqueness, high availabilit...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06F21/30G06F21/31G06F21/62G06Q40/02
CPCG06F21/305G06F21/31G06F21/6245G06Q40/02
Inventor 盖珂珂谢天庥祝烈煌
Owner BEIJING INSTITUTE OF TECHNOLOGYGY
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