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Financial product recommendation method and device, equipment, medium and program product

A technology of financial products and recommendation methods, applied in the field of big data, can solve problems such as the inability to provide users with personalized investment advice

Pending Publication Date: 2021-09-10
INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] In view of the above problems, the present disclosure provides a financial product recommendation method, device, equipment, media and program products, aiming to solve the problem of being unable to provide users with personalized investment advice

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  • Financial product recommendation method and device, equipment, medium and program product
  • Financial product recommendation method and device, equipment, medium and program product
  • Financial product recommendation method and device, equipment, medium and program product

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Embodiment Construction

[0056] Hereinafter, embodiments of the present disclosure will be described with reference to the drawings. It should be understood, however, that these descriptions are exemplary only, and are not intended to limit the scope of the present disclosure. In the following detailed description, for purposes of explanation, numerous specific details are set forth in order to provide a thorough understanding of the embodiments of the present disclosure. It may be evident, however, that one or more embodiments may be practiced without these specific details. Also, in the following description, descriptions of well-known structures and techniques are omitted to avoid unnecessarily obscuring the concepts of the present disclosure.

[0057] The terminology used herein is for the purpose of describing particular embodiments only, and is not intended to be limiting of the present disclosure. The terms "comprising", "comprising", etc. used herein indicate the presence of stated features,...

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PUM

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Abstract

The invention provides a financial product recommendation method and device, equipment, a medium and a program product. The financial product recommendation method comprises the steps of obtaining user asset information and investment target information of a user; screening according to the investment target information to obtain recommended financial products; calculating demand asset information according to the recommended financial products; and comparing the user asset information with the demand asset information, and controlling to output the recommended financial products. In the embodiment provided by the invention, the user asset information and the investment target information of the user are acquired, and the financial products are screened and recommended according to the investment target information, so that the targeted financial products are given according to different requirements of the user, then the required asset information is calculated and compared with the user asset information, the recommended financial product is output under the condition that the user can undertake or is willing to receive, so that the personalized requirements of the user are met.

Description

technical field [0001] The present invention relates to the field of big data, in particular to a financial product recommendation method, device, equipment, medium and program product. Background technique [0002] Recommending suitable financial products to users has always been an important task of the traditional banking industry. There are opportunities and challenges in the traditional banking industry in recommending suitable and satisfying financial products to users. The traditional recommendation method considers: income status, liabilities, etc. However, the needs of users for each investment are not the same, and the investment suggestions given by banks based on the same set of standards are often similar, which cannot meet the needs of users [0003] Although this information can be used as reference information, it cannot provide users with personalized needs, and it is even more difficult to consider the user's future consumption goals. Often, investment is ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/06G06Q40/00
CPCG06Q40/06G06Q40/00
Inventor 柳青胡凯乐李炯
Owner INDUSTRIAL AND COMMERCIAL BANK OF CHINA