Building insurance management system and method, computer storage medium and electronic equipment

A management system and building technology, applied in the field of building insurance management system, can solve the problems of the insurance system such as wrong insurance liability determination, misjudgment, and failure to truly reflect the operation process of assets, so as to control the loss rate and reduce the occurrence of accidents Effect

Pending Publication Date: 2022-01-28
益泓信息科技(上海)有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

The above-mentioned actions all have hysteresis, and often cannot truly reflect the status of the asset operation process, and even lead to misjudgment
[0004] Problems in the existing technology: the various evaluation and survey results of the current insurance system are lagging, which may cause the insurance system to make wrong insurance liability judgments

Method used

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  • Building insurance management system and method, computer storage medium and electronic equipment
  • Building insurance management system and method, computer storage medium and electronic equipment

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0029] This embodiment can be realized by using various computer languages, for example, the object-oriented programming language Java and the literal translation scripting language JavaScript.

[0030] This embodiment provides a building insurance management system, including an integrity management module, a storage module, a first processing module, and a second processing module; the integrity management module collects building operation data and equipment management data, and the The building performs integrity management and transmits it to the storage module; the storage module receives and stores the building operation data and equipment management data; the first processing module retrieves the equipment type data of the building in the storage module when the building fails, According to the predetermined corresponding relationship between the equipment type and the insurance expansion mode, the compensation method of the building is output; the second processing mod...

Embodiment 2

[0045] This embodiment provides a building insurance management method, including the following steps,

[0046] Step 1: The integrity management module manages the integrity of the insured buildings, monitors the operation of one or more buildings and transmits the building's operating data and equipment management data to the storage module;

[0047] Step 2: Input the accident type of the building, and the first processing module outputs the compensation method of the building according to the predetermined correspondence with the insurance expansion mode;

[0048] Step 3: The second processing module receives the data call request instruction from the underwriter, and provides the call interface of building operation data and equipment management data.

[0049] The types of accidents include one or more of the following: settlement of the overall structure of the building (including uneven settlement), accidents caused by electrical cable failures, accidents caused by buildi...

Embodiment 3

[0072] This embodiment provides a computer storage medium, including a computer program. When the computer program is executed by a processor, the steps of the method described in Embodiment 2 are implemented.

[0073] In this embodiment, the computer storage medium may be, for example, but not limited to, an electrical, magnetic, optical, electromagnetic, infrared, or semiconductor system, device, or device, or any combination thereof. More specific examples of computer storage media may include: electrical connections with one or more conductors, portable disks, hard disks, random access memory (RAM), read only memory (ROM), erasable programmable read only memory ( EPROM or flash memory), fiber optics, portable compact disk read only memory (CD-ROM), optical storage devices, magnetic storage devices, or any suitable combination of the foregoing.

[0074] The computer storage medium provided in this embodiment, through the integrity management of the insurance assets, the ins...

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PUM

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Abstract

The invention discloses a building insurance management system and method, a computer storage medium and electronic equipment. The building insurance management system comprises an integrity management module, a storage module, a first processing module and a second processing module; the integrity management module collects building operation condition data and equipment management data, performs integrity management on the insured building and transmits the data to the storage module for storage; the first processing module calls the equipment type data of the building in the storage module when the building has a fault, and outputs a compensation mode of the building according to a predetermined corresponding relationship between the equipment type and the insurance extension mode; and the second processing module receives a data calling instruction of the underwriting party, is connected to the storage module and carries out data calling and transmission. According to the invention, integrity data management is carried out on insurance assets, traceability evaluation can be carried out on various data of a building before underwriting, and timely and objective state records can be given when an insurance accident occurs on equipment, so that a basis is provided for judging insurance responsibility.

Description

technical field [0001] The present invention relates to the field of insurance management systems, in particular to a building insurance management system, method, computer storage medium, and electronic equipment. Background technique [0002] Generally, building insurance includes the following types: 1. Property insurance based on natural disasters and accidents as the proximate cause (such as property basic insurance, property comprehensive insurance, property all risks, etc.); 2. Based on accidents and product operation failures Proximate cause of machine damage insurance; 3. Liability insurance based on the tort liability of the insured as the basis of claims and represented by corporate third party liability insurance (such as public liability insurance, product liability insurance, etc.); in addition, business interruption Insurance, cargo transportation insurance, and many other insurances related to tangible or intangible assets, as well as insurance for special ca...

Claims

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Application Information

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IPC IPC(8): G06Q40/08
CPCG06Q40/08
Inventor 沈劼昕成民主熊亮戴季辰王新晨
Owner 益泓信息科技(上海)有限公司
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