Paying off method and system through short message based on intelligent network

Abstract

The invention consists of: a service control point (SCP) used to save the subscriber data, commodity supplier information and goods information, and to initiate a transaction request authentication for user by using a short message, and to send the transaction request passing through the authentication to the commodity supplier, and to authenticate the payment request initiated by commodity supplier and process the payment; a gateway use to forward the short message relating to payment service sent by user to the SCP; a service management point connected to the SCP for use in providing a management interface and managing the subscriber data, commodity supplier information and goods information in the SCP. The invention also discloses a short message payment method based on the intelligent network.

Description

technical field

[0001] The invention relates to mobile communication technology, in particular to an intelligent network-based short message payment method and system. Background technique

[0002] With the popularization of mobile phones, using the mobility and uniqueness of mobile phones to carry out mobile payment has become a new business. In the mobile payment business, the Mobile Payment Service Center (MPSC), as the most important link in the mobile payment value chain, is directly related to the success of the mobile payment business.

[0003] Existing mobile users use the mode of sending short messages to purchase goods, which is realized based on the Montnets SMS Gateway (ISMG), and is only applicable to the purchase of information products (such as weather forecasts, joke short messages, etc.). The user orders certain SMS information by sending a short message to the merchant (or service application provider), and the merchant charges and deducts money from the u...

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