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Automated teller machine

An automatic transaction device and cash technology, applied in the fields of finance, image data processing, digital data authentication, etc., can solve the problems of longer transaction time, longer user waiting time, etc., so as to omit processing and shorten processing time. Effect

Inactive Publication Date: 2010-10-06
HITACHI OMRON TERMINAL SOLUTIONS CORP
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0009] In any case, the processing for authentication is sequential processing, so the time required for the transaction becomes longer, and the waiting time for the user at the teller machine becomes longer

Method used

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Examples

Experimental program
Comparison scheme
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Embodiment Construction

[0045] Hereinafter, embodiments of the present invention will be described with reference to the drawings.

[0046] figure 1 It is a block diagram of the ATM of one embodiment.

[0047] The ATM 101 is configured to include: a finger vein reader 102 for reading the user's finger vein pattern as biometric information; a display unit 103 such as a liquid crystal displaying transaction guidance to the user; an input unit 104 such as a touch panel, Operated by the user, input information for transaction; card mechanism 105, processing the inserted card; banknote deposit and withdrawal mechanism 106, processing banknotes such as banknote deposit and withdrawal; coin deposit and withdrawal mechanism 107, processing coins such as coin deposit and withdrawal; The statement printing mechanism 108 performs the printing processing of the statement; the passbook printing mechanism 109 performs the printing processing of the passbook; the main control unit 110 controls the overall operatio...

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Abstract

An automated teller machine includes: biometric authentication determining means for determining whether or not the user's biometric authentication is necessary; a biometric authentication processing mode for performing biometric authentication processing by collating the user's biometric information obtained by the biometric information reading unit with the user's biometric information previously registered in the storage unit; and an IC card authentication processing mode for authenticating the card when the card to be used is an IC card, and, according to results determined by the biometric authentication determining means, first processing for verifying the user's identity by the biometric authentication processing mode is performed when the biometric authentication is necessary, andsecond processing for verifying the user's identity by the IC card authentication processing mode is performed when the biometric authentication is unnecessary.

Description

technical field [0001] The present invention relates to an automatic teller machine, and more particularly to an automatic teller machine (called an ATM) and a system installed in a business place of a financial institution or the like for performing cash transactions by using user's biometric information to authenticate the person. Background technique [0002] Recently, incidents of cash transactions at ATMs using stolen cards or counterfeit cards have frequently occurred. Therefore, further improvement in security is required also for cash transactions through ATMs. As one of the countermeasures, a financial institution has proposed a system in which biometric information such as a user's fingerprint is registered in advance in an IC chip of a card issued by a financial institution, and the identity is identified based on the read biometric information. [0003] For example, in Japanese Patent Laid-Open No. 2001-67523 (Patent Document 1), it is disclosed that the fingerp...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G07F19/00G06F21/32G06F21/34G06Q20/18G06Q40/00G06Q40/02G06T7/00G07D9/00
CPCG06F21/34G07C9/00087G07C9/00158G06F21/32G07C9/37G07C9/257G07F19/00
Inventor 藤冈敏则
Owner HITACHI OMRON TERMINAL SOLUTIONS CORP
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