A combination greeting card and
gift card with a coded information portion is provided to be sold and delivered to a recipient as a unit. The greeting card includes preprinted indicia preferably corresponding to a particular occasion such as a birthday, holiday, graduation or other celebretory event. The coded information portion of the
gift card preferably includes a PIN number or a scannable portion which, when an account in a
remote computer corresponding to the coded information and the
gift card is activated, enables the holder of the gift card to obtain goods or services by access to credit corresponding to the card from a remote
database. The gift card is initially temporarily coupled to the greeting card by
adhesive, tabs and slits, or a mechanical
fastener, and concealed when the front and rear panels of the greeting card are in a closed, substantially parallel orientation.