Credit management system and credit processing method thereof

A technology of credit management system and processing method, which is applied in the field of credit management system and credit processing by using it, can solve problems such as risk stifling, difficulty, and many outlets, and achieve the effect of realizing electronization, perfect function, and strong system adaptability

Inactive Publication Date: 2012-11-28
贵州安易和信科技有限公司
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Problems solved by technology

However, due to the large number of rural credit cooperatives, scattered distribution, large number of loans, and different quality levels of loan officers, it is very difficult to implement manual account management, and the association cannot effectively monitor every business that occurs in the grassroots cooperatives. , while the business is developing by leaps and bounds, there are also huge potential risks
How to effectively control and resolve possible risks in terms of technical means? The only way can only be to standardize the system and operation process, so as to kill the possible risks before the credit business occurs

Method used

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  • Credit management system and credit processing method thereof
  • Credit management system and credit processing method thereof
  • Credit management system and credit processing method thereof

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Embodiment Construction

[0035] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of the present invention.

[0036] Such as figure 1 As shown, the present invention provides a credit management system, which includes:

[0037] Customer information module 1, which is mainly used for registration of basic customer information, blacklist information management, entry, modification, deletion and viewing of common management of customers, etc. As a specific embodiment of the present invention, a customer information unit, a credit rating evaluation unit, a blacklist managemen...

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Abstract

The invention discloses a credit management system and a credit processing method thereof. The system comprises a customer information module, a loan approval module, a loan origination module, a loan collection module, a post-loan management module, a five-level classification module, an inquiry analysis module, an information maintenance module and a system setting module. Through the invention, the loan management level of a credit cooperative can be quickly improved, the economical benefits of the credit cooperative are increased, the loan data of the credit cooperative is standardized, the management of the credit cooperative is facilitated, dynamic supervision on loan is enhanced, and the credit risk is resolved and controlled; and moreover, the loan data of all branches can be gathered in the cooperatives, and each cooperative performs effective control on each business so as to truly realize electronization and informatization of credit management.

Description

technical field [0001] The invention relates to the field of computer technology, in particular to a credit management system and a credit processing method using the same. Background technique [0002] Credit is the most important way for rural credit cooperatives to use funds to obtain benefits. The quality of loans is directly related to the survival and development of rural credit cooperatives. However, due to the large number of rural credit cooperatives, scattered distribution, large number of loans, and different quality levels of loan officers, it is very difficult to implement manual account management, and the association cannot effectively monitor every business that occurs in the grassroots cooperatives. , While the business is developing by leaps and bounds, there are also huge potential risks. How to effectively control and resolve possible risks in terms of technical means? The only way can only be to standardize the system and operation process, so as to ki...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02
Inventor 李创
Owner 贵州安易和信科技有限公司
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