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System for performing payments on mobile terminals

A terminal and terminal receiving technology, applied in payment system structure, transmission system, near-field transmission system, etc., can solve problems such as data inconsistency

Inactive Publication Date: 2020-04-24
SAMSUNG ELECTRONICS CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, the widespread approach of not renting a terminal can lead to problems due to inconsistencies between the smartphone data and the data used by the buyer, for example in the case where credit card information is converted into electronic form and stored in a terminal such as a smartphone

Method used

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  • System for performing payments on mobile terminals
  • System for performing payments on mobile terminals
  • System for performing payments on mobile terminals

Examples

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Embodiment Construction

[0025] In the following description of the exemplary embodiments, when it is determined that the detailed description of known configurations or functions incorporated herein may make the subject matter of the present disclosure unclear, the detailed description of known configurations or functions will be omitted.

[0026] As described above, in the recent aspect that credit card information is electronically stored in a terminal to perform financial payment, a method of enabling a plurality of users to perform financial payment by using one piece of credit card information is in an insufficient state.

[0027] Accordingly, the present invention provides a method of enabling multiple users to perform financial payment by using the same financial account information including credit card information and bank account information. Furthermore, the present invention provides a method that enables the use of a user's financial account information to efficiently control another pers...

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Abstract

A system for performing payment on a mobile terminal is provided. The method used by the first terminal uses one or more pieces of financial account information accessible by the first terminal to enable the second terminal to perform payment for the purchase of goods by connecting the one or more pieces of financial account information using an NFC connection. sending the account information to the second terminal; generating a registration request message comprising registering the second terminal in association with the sent financial account information, wherein the registration of the second terminal enables the second terminal to use the sent financial account information to performing the payment; and sending a registration request message to a financial institution server, wherein the financial institution server is associated with the sent financial institution information.

Description

technical field [0001] The invention relates to a system for performing payments on a mobile terminal. Background technique [0002] As the electronic payment infrastructure expands, financial payment services based on payment using cards, such as credit cards and check cards, are becoming more common. In a known financial payment service, a user purchases goods at a franchise store by using a credit card or the like, including paying for goods to a financial institution such as a card company on a settlement date, and the franchise store receives payment for goods from the financial institution . In this known system, a Value Added Network (VAN) company provides brokerage services related to card payments between franchise stores and financial institutions. [0003] Wireless communication technologies and communication modules for supporting various communication schemes are embedded in various terminals such as smartphones. Communication technologies include Near Field ...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/32G06Q20/18
CPCG06Q20/3223G06Q20/229G06Q20/36G06Q40/02H04B5/00G06Q20/3278
Inventor 郑义昌崔普根黄珉敬
Owner SAMSUNG ELECTRONICS CO LTD
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