A payment method and payment system with one code for multiple purposes

Abstract

The invention discloses a fee payment method and payment system with one code for multiple purposes, which is controlled by the charging system to generate a two-dimensional code for scanning payment, and the consumer uses any payment software installed on the smart handheld terminal to pay for the two-dimensional code. Scan the QR code to establish a connection between the payment software and the charging system; the charging system intelligently identifies the payment software used to scan the QR code, and associates it with the Internet payment service center to which the payment software belongs; Associating with the connection of the Internet payment service center, the consumer operates the payment software to complete the fee payment operation through the connection established between the charging system and the Internet payment service center, and the Internet payment service center transfers the fee paid by the consumer to the charging party.

Description

technical field [0001] The invention belongs to the technical field of Internet fee payment, and in particular relates to a one-code multiple-use fee payment method and a payment system thereof. Background technique [0002] With the continuous development and application of technologies such as the Internet and mobile payment, (mobile) Internet payment has become a commonly used means of payment in order to be applicable to various online businesses, online transactions, electronic transactions, etc. There are a large number of transactions going on at all times on the e-commerce platforms and major IoT payment platforms, such as e-commerce companies such as Taobao, JD.com, and Amazon, as well as payment platforms such as Alipay, Tenpay, WeChat Pay, and QQ Pay. [0003] Traditional Internet payment means, for example, after the above-mentioned e-commerce or payment platform submits a shopping order, the e-commerce or the platform itself will provide a variety of payment cha...

AI Technical Summary

Problems solved by technology

The problem is that the payment channels of major e-commerce, bank payment platforms, and third-party payment platforms are incompatible and cannot be processed with each other. The large number of payment channels for selection makes consumers confused and time-consuming And it is not convenient enough, especially when the network signal is not good, the consumption experience is very inconvenient

[0005] However, the above-mentioned problem still exists, that is, due to the different Internet payment tools commonly used by consumers, the payment channels provided by various merchants are inevitably incomplete. Even if all mainstream payment channels can be fully provided, it is easy to cause confusion in management and use. , which will eventually make consumers feel bad about payment experience, which will affect the widespread and lasting promotion and use of this new payment method

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