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User defined point-of-sale coupons and payments

A coupon, point-of-sale technology, applied in the field of coupons, can solve the problem of no mobile device and beam technology

Inactive Publication Date: 2015-11-11
SAMSUNG PAY
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

U.S. Patent 7,954,702 to Gatto, the inventor, shows one of many new methods of aggregating multiple financial accounts into one universal financial card and making that value available as coupons via a coupon dispenser, but without applying Utilization of mobile devices and beam technology as the delivery mechanism for this value when making electronic payments

Method used

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  • User defined point-of-sale coupons and payments
  • User defined point-of-sale coupons and payments
  • User defined point-of-sale coupons and payments

Examples

Experimental program
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Embodiment Construction

[0026] figure 1 An example system that can be used to define and redeem user-defined point of sale (POS) coupons is shown. The user's mobile device 10 is communicatively connected to the UDC clearing house 20, which can be used to create a user-defined coupon (UDC). The system 10 may be, for example, but not limited to, a kiosk, a desktop computer with Internet access, a notebook computer, a tablet computer, or a mobile phone. The UDC clearing house 20 may be configured by the user in a separate process to register the source of funds (such as the user's bank account 30) with the UDC clearing house 20 and enable the UDC clearing house 20 to access the source of funds. In this way, the user can confirm the source of funds for the coupon.

[0027] The user can use the application on the mobile device 10 to define the coupon, which can include entering the desired coupon amount. If there is more than one funding source of the coupon available to the user, the user can also input ...

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Abstract

A system and method for defining a User Defined Coupon (UDC) is provided. In one implementation, a method for defining a UDC includes: identifying a source of funds for the UDC; receiving a user selection of a coupon to apply the funds; and generating the UDC for use at a Point of Sale (POS) terminal for application to a cost of a purchase at the POS terminal. In another implementation, a system for defining a UDC includes: a UDC clearinghouse computer adapted to receive user selection information comprising a source of funds for the UDC and a user selection of a coupon to apply the funds; and generate the UDC for use at a Point of Sale (POS) terminal for application to a cost of a purchase at the POS terminal.

Description

[0001] Related application [0002] This application claims the benefits of U.S. Provisional Application No. 61 / 714,188 filed on October 15, 2012, the entire content of which is incorporated herein by reference. Technical field [0003] The present invention relates to a system and method for creating user-defined coupons that are redeemable online or at a point of sale (POS) terminal by shoppers. Background technique [0004] Electronic distribution of coupons has been used for some time. These coupons are provided by manufacturers or distributors to temporarily reduce costs and induce purchases. Coupons are distributed via printed materials or electronically, and are given a certain identifier and a fixed value or a value determined by business rules at the point of purchase. In either case, it is the manufacturer or retailer that determines the value of the coupon. Merchants usually scan the identifier and use the information provided by the coupon owner, and then deduct the c...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q30/02G06F17/40
CPCG06Q30/0238
Inventor 约翰·奥斯本大卫·拉塞尔
Owner SAMSUNG PAY
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