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Mobile terminal payment transaction method, mobile terminal, service provider, and system

A service provider, mobile terminal technology, applied in the field of communication, can solve the problem of low security

Inactive Publication Date: 2015-12-02
ZTE CORP
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The embodiment of the present invention provides a mobile terminal payment transaction method, aiming to solve the problem of low security in the remote payment transaction of the mobile terminal

Method used

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  • Mobile terminal payment transaction method, mobile terminal, service provider, and system
  • Mobile terminal payment transaction method, mobile terminal, service provider, and system
  • Mobile terminal payment transaction method, mobile terminal, service provider, and system

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Embodiment Construction

[0052] It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0053] The invention provides a mobile terminal payment transaction method.

[0054] refer to figure 1 , figure 1 It is a schematic flowchart of the first embodiment of the mobile terminal payment transaction method of the present invention.

[0055] In the first embodiment, the method for the mobile terminal payment transaction includes:

[0056] Step 101, obtain the digital certificate sent by the service provider (ServiceProvider, SP);

[0057] Specifically, such as figure 2 as shown, figure 2 It is a schematic diagram of a mobile terminal payment transaction scenario provided by the present invention. The service provider SP (N) sends the digital certificate to the certificate manager (CertMgt.), and the CertMgt. sends the digital certificate to the trusted server (TivoliStorageManager, TSM), thereby compl...

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PUM

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Abstract

The invention discloses a mobile terminal payment transaction method, a mobile terminal, a service provider, and a system. The invention discloses the mobile terminal payment transaction method. The method comprises the steps: obtaining a digital certificate sent by an SP (service provider); transmitting a request for obtaining the personal information of the mobile terminal to the SP, wherein the personal information is used for activating the digital certificate; and carrying out the encryption of transaction data through the activated digital certificate under the condition that the mobile terminal employs the SP to carry out the payment transaction. The invention also discloses the mobile terminal for the payment transaction, the service provider, and the system. The invention provides a set of safe protection armour based on hardware for mobile remote payment transaction and large payment, enables a user not to worry about information stealing caused by the virus of a cellphone and Trojan horse program, and guarantees the safety transaction of the user.

Description

technical field [0001] The present invention relates to the communication field, in particular to a mobile terminal payment transaction method, mobile terminal, service provider and system. Background technique [0002] At present, mobile remote payment is favored by many people because of its fast transfer payment and low handling fee. However, with the continuous exposure of cases of hackers and criminals stealing customer funds, many people have raised many doubts about the security of this type of payment method. [0003] At present, the most commonly used security means in the field of mobile remote payment by various commercial banks and third-party payment institutions is random dynamic password, which ensures payment security by sending randomly generated verification codes to customers' mobile phones. This technology is the most convenient for users, but its security level is not high. The main problem is: if the mobile phone is lost or the mobile phone number is r...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/32G06Q20/38
CPCG06Q20/325G06Q20/38215
Inventor 黄秀国
Owner ZTE CORP