Multi-modal electronic bank payment settlement authentication method using retina verification

Abstract

The invention relates to a multi-modal electronic bank payment settlement authentication method using retina verification. The method comprises the following steps that: an electronic bank terminal Ukey and an electronic bank background identity authentication database are adopted; a retina collection and recognition module, a body temperature sensor, a pulse sensor, a heart rate sensor and an information feature value extracting module are arranged in the electronic bank terminal Ukey; and a retina information feature value comparison and processing module is arranged in the electronic bank background identity authentication database and is used for carrying out real-time comparison on the retina feature value, extracted by the electronic bank terminal Ukey, of of an user and the retina feature value, matched with the electronic bank terminal Ukey and stored in the database, of the user, so that whether the user is a permission user or not is judged. The authentication method can be used for accurately determining whether the user of an electronic bank is a specified user of a corresponding account, so that the operation security of the electronic bank and the fund security of the user can be guaranteed.

Description

technical field [0001] The invention belongs to the technical field of retinal identification and Ukey identity authentication, and in particular relates to an integrated and miniaturized multi-mode online banking settlement authentication method that can realize retinal identification and online banking Ukey identity authentication through only one USB interface . Background technique [0002] With the development of online banking, Ukey is becoming more and more popular as a security device for online banking clients. Traditional Ukey uses static passwords to verify identity, but static passwords are easy to forget and because the length of passwords is limited, it is easy to crack through dictionary attacks. [0003] The application of retinal recognition technology enhances the user's online banking security and brings convenience to the user's daily use. [0004] However, with the continuous development of technology, the retinal recognition system is also attacked b...

AI Technical Summary

Problems solved by technology

[0004] However, with the continuous development of technology, the retinal recognition system is also attacked by false retinas, including attacks using false retinas printed on contact lenses, glass eyes or other materials. Therefore, it is imminent to improve the anti-counterfeiting of retinal recognition

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